العربية

VISA Signature

MID BANK · Credit cards · Egyptian Pound · Friday 31 July 2026 - 01:06 PM
Annual fee
EGP 2,000
Rewards
Cashback
Effective APR
56.45%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I carry a balance month to month
    • Purchase APR lower than average
  • I want the most cashback
    • Offers cashback

Not for you if

  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • Annual fee EGP 2,000 Above the median of 8 Signature cards (EGP 1,750)
  • Effective APR 56.45%
What it actually costs you

Clearing it in full before the due date, your cost is EGP 2,000 a year — no interest.

Not known yet

1 more detail we don't have yet

All of this is measured against premium cards in EGP only

Last checked Saturday 01 August 2026 - 11:12 PM

Card & limits

Contactless
Credit limit
EGP 250,000 – EGP 1,250,000
Purchase limit abroad (POS)
EGP 400,000
Cash withdrawal limit abroad
EGP 1,600

Interest & fees

Effective annual rate (APR)
56.45% (3.8% /mo)
Nominal APR
45.6%
Installment interest
3%
Grace period
58 days
Annual fee
EGP 2,000
Fee waivable
No
Issuance fee
EGP 2,000
Over-limit fee
EGP 150
Supplementary card fee/yr
EGP 1,000
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
56.45% (3.8% /mo)
Cash advance APR (nominal)
45.6%
Domestic
Domestic cash advance fee
EGP 30
Abroad
Cash advance fee abroad
EGP 50

Rewards & benefits

Installments · up to 36 mo Cashback

Eligibility

Approved employer
No

Do the maths

VISA Signature

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Alternatives at a glance
VISA Signature MID BANK This oneMIDBank Signature Visa Credit Card MID BANK Visa Signature Credit Card SUEZ CANAL BANK AAIB Signature Cashback Visa Credit Card Arab African International Bank
Annual fee
EGP 2,000 No fee EGP 3,000 EGP 1,500
Rewards
Cashback None None 10% cashback
Effective APR
56.45% 56.45% 55.55% 60.1%
Compare with 3 similar credit cards

Added Wednesday 01 July 2026 - 03:58 PM Updated Friday 31 July 2026 - 01:06 PM