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Market Today 18 Aug 2026

gold credit card

MID BANK · Credit cards · Egyptian Pound · Friday 31 July 2026 - 01:06 PM
Annual fee
EGP 350
Rewards
None
Effective APR
58.27%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average

Not for you if

  • I pay my card off in full
    • Annual fee higher than average
  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • I want the most cashback
  • Annual fee EGP 350 Above the median of 20 Gold cards (EGP 300)
  • Effective APR 58.27% Below the median of 20 Gold cards (60.01%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 350 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Saturday 01 August 2026 - 11:12 PM

Card & limits

Contactless
Credit limit
EGP 20,000 – EGP 49,999
Purchase limit abroad (POS)
EGP 175,000
Cash withdrawal limit abroad
EGP 1,600

Interest & fees

Effective annual rate (APR)
58.27% (3.9% /mo)
Nominal APR
46.8%
Installment interest
3.9%
Grace period
58 days
Annual fee
EGP 350
Fee waivable
No
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
58.27% (3.9% /mo)
Cash advance APR (nominal)
46.8%
Domestic
Domestic cash advance fee
EGP 30
Abroad
Cash advance fee abroad
EGP 50

Rewards & benefits

Installments · up to 36 mo

Eligibility

Approved employer
No

Do the maths

gold credit card

Find the card tiers you qualify for and an estimated credit limit.

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Results are estimates for guidance only and may differ from a bank's actual offer.

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Alternatives at a glance
gold credit card MID BANK This oneMIDBank Gold Visa Credit Card MID BANK CIB Gold Mastercard Credit Card البنك التجاري الدولي-CIB AAIB Gold Cashback Visa Credit Card Arab African International Bank
Annual fee
EGP 350 No fee EGP 300 EGP 300
Rewards
None None Rewards points Rewards points
Effective APR
58.27% 58.27% 59.92% 60.1%
Compare with 3 similar credit cards

Added Wednesday 01 July 2026 - 05:00 PM Updated Friday 31 July 2026 - 01:06 PM