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Banque Misr World Mastercard Credit Card

BANQUE MISR · Credit cards · Egyptian Pound · Thursday 06 August 2026 - 12:16 PM

A premium rewards and travel card that combines strong earning potential, airport lounge access, and lifestyle benefits, making it ideal for frequent travelers and high-spending customers.

Annual fee
EGP 2,500
Rewards
Rewards points
Effective APR
60.1%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • I want the most cashback
  • Annual fee EGP 2,500 Below the median of 6 World cards (EGP 2,750)
  • Effective APR 60.1%
What it actually costs you

Clearing it in full before the due date, your cost is EGP 2,500 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Saturday 01 August 2026 - 11:12 PM

Card & limits

Contactless
Credit limit
EGP 100,000 – EGP 300,000
Purchase limit abroad (POS)
EGP 500,000
Cash withdrawal limit abroad
EGP 6,000
Monthly intl. online limit (from Egypt)
EGP 400,000

Interest & fees

Effective annual rate (APR)
60.1% (4% /mo)
Nominal APR
48%
Grace period
56 days
Annual fee
EGP 2,500
Fee waivable
No
Issuance fee
EGP 2,500
Late payment fee
EGP 75
Over-limit fee
EGP 75
Supplementary card fee/yr
EGP 500
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
60.1% (4% /mo)
Cash advance APR (nominal)
48%
Domestic
Domestic cash advance fee
2% (min EGP 15)
Cash advance limit
Up to 100% of the credit limit in cash
Abroad
Cash advance fee abroad
3% (min EGP 50)

Rewards & benefits

Lounge access Installments · up to 60 mo
Rewards program
Mastercard Priceless Specials
Points per EGP
3
Detailed benefits
Shopping 3
  • عروض وتخفيضات في أرقي المراكز التجارية داخل وخارج مصر من خلال تطبيق Priceless specials
  • احصل على خصم 20٪ عند التسوق في كارفور عبر الإنترنت باستخدام بطاقة ماستركارد المؤهلة عند تقديم الرمز الترويج… احصل على خصم 20٪ عند التسوق في كارفور عبر الإنترنت باستخدام بطاقة ماستركارد المؤهلة عند تقديم الرمز الترويجي "MA20" عند الدفع
  • استخدام البطاقة في تقسيط حركات السحب النقدي والمشتريات على فترات تصل الى 36 شهر بعائد مدين مميز
Travel 3
  • استخدم بطاقة World MasterCard الائتمانية لحجز عطلتك القادمة عبر Booking.com وتمتع بخصم يصل إلى 7% كرصيد في… استخدم بطاقة World MasterCard الائتمانية لحجز عطلتك القادمة عبر Booking.com وتمتع بخصم يصل إلى 7% كرصيد في المحفظة على مئات الآلاف من أماكن الإقامة داخل وخارج البلاد
  • استمتع بخصم حصري بقيمة 10 % على أجرة سيارتك من Rentalcars.com عند الدفع باستخدام بطاقةماستركارد وورلد الخاص… استمتع بخصم حصري بقيمة 10 % على أجرة سيارتك من Rentalcars.com عند الدفع باستخدام بطاقةماستركارد وورلد الخاصة بك
  • یمكنك الآن مع بطاقة بلاتينيوم ماستركارد الاستمتاع خصم بقيمة 20 % على 3 رحلات كل شھرعندالسفر عبر بلدان الشرق… یمكنك الآن مع بطاقة بلاتينيوم ماستركارد الاستمتاع خصم بقيمة 20 % على 3 رحلات كل شھرعندالسفر عبر بلدان الشرق الأوسط من خلال إدخال الرمز الترويجي MASTERCARDعند الحجز

Eligibility

Min age
21
Max age
65
Approved employer
Yes
Accepted professions
any profession
Required documents
National ID CopySalary Slip (Last 3 Months)
Eligibility criteria
Min supplementary age18
Nationalityegyptian

Do the maths

Banque Misr World Mastercard Credit Card

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Our take

Our take

Banque Misr's Mastercard World Credit Card is a strong premium card designed for customers who value travel benefits, rewards, and lifestyle privileges. With credit limits ranging from EGP 100,000 to EGP 300,000, the card offers an attractive rewards program that grants 3 points for every pound spent locally or internationally. Its standout features include complimentary access to more than 1,200 airport lounges worldwide through Mastercard Travel Pass, travel-related discounts on accommodation and car rentals, as well as exclusive offers with major merchants and delivery platforms. The card also provides flexible installment options of up to 60 months with participating merchants, making it suitable for both frequent travelers and high-spending customers. However, the 4% monthly interest rate means cardholders should manage repayments carefully to maximize the value of its premium benefits.

A premium rewards and travel card that combines strong earning potential, airport lounge access, and lifestyle benefits, making it ideal for frequent travelers and high-spending customers.

Compare

Alternatives at a glance
Banque Misr World Mastercard Credit Card BANQUE MISR This oneCIB World Mastercard Credit Card البنك التجاري الدولي-CIB NBE World Mastercard Credit Card National Bank of Egypt EGBank World Cashback Mastercard Credit Card Egbank
Annual fee
EGP 2,500 EGP 3,500 EGP 3,000 EGP 3,500
Rewards
Rewards points None Rewards points Cashback
Effective APR
60.1% 59.92% 51.11% —
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:54 AM Updated Thursday 06 August 2026 - 12:16 PM