NBE Platinum Mastercard Credit Card
The Al Ahli Bank Platinum Mastercard is an excellent choice for large local purchases and installment plans, thanks to a credit limit reaching a quarter of a million pounds.
- Annual fee
- EGP 500
- Rewards
- Rewards points
- Effective APR
- 51.11%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee higher than average
Not for you if
- I want the most cashback
Not yet evaluated for: I want a card that is easy to get
- Annual fee EGP 500 Below the median of 35 Platinum cards (EGP 600)
- Effective APR 51.11% Below the median of 34 Platinum cards (59.92%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 500 a year — no interest.
What's good
- Interest-free instalments
Not known yet
1 more detail we don't have yet
All of this is measured against premium cards in EGP only
Last checked Saturday 01 August 2026 - 11:12 PM
Card & limits
- Credit limit
- Up to EGP 250,000
- Purchase limit abroad (POS)
- EGP 250,000
- Cash withdrawal limit abroad
- EGP 11,250
- Monthly intl. online limit (from Egypt)
- EGP 50,000
Interest & fees
- Effective annual rate (APR)
- 51.11% (3.5% /mo)
- Nominal APR
- 42%
- Installment interest
- 95%
- Grace period
- 57 days
- Annual fee
- EGP 500
- Fee waivable
- No
- Issuance fee
- EGP 500
- Late payment fee
- EGP 75
- Over-limit fee
- EGP 75
- Supplementary card fee/yr
- EGP 250 (first 2 free)
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 51.11% (3.5% /mo)
- Cash advance APR (nominal)
- 42%
- Domestic cash advance fee
- 2% (min EGP 20)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 3% (min EGP 100)
Rewards & benefits
- Rewards program
- نقاط الأهلي للمكافات
- Points per EGP
- 1.5
- Points expiry
- 12 mo
- Signup bonus
- نقطة لكل جنيه
- برنامج نقاط الأهلي للمكافات الحصول على نقطة ونصف لكل جنيه يتم استخدامه في المشتريات
- برامج التقسيط تقسيط المشتريات حتى 36 شهر
- دخول صالات المطارات تلزم شركة ماستركارد حاملي بطاقات ماستركارد بلاتينم الائتمانية الصادرة في مصر بإنفاق حد أدنى يعادل دولارًا أمريكيا بأي عملة أجنبية باستخدام بطاقاتهم في استخدامات دولية وذلك قبل الزيارة بـ72 ساعة على الأقل، للاستفادة من صلاحية الدخول إلى صالات المطارات لمدة ثلاثة أشهر بعد كل معاملة. يسمح بدخول صالات الانتظار 8 مرات سنويًا عند استيفاء متطلبات الإنفاق الدولي لحاملي بطاقة ماستركارد بلاتينم
- خصومات على السفر استمتع بخصومات حصرية على تذاكر الطيران الدولية وحجوزات الفنادق عند الحجز من خلال موقع أو تطبيق Cleartrip
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitaryFreelancerSelf-Employed
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-BackedCommercial Register & Tax Card
- Required documents
- National ID CopyPassport CopyBank Statement (Last 3 Months)Bank Statement (Last 6 Months)Commercial RegisterTax CardRecent Utility Bill
| Min supplementary age | 15 |
| Nationality | both |
Do the maths
Our take
Pros
- High credit limit: The card offers a substantial credit limit of up to EGP 250,000, providing great flexibility for purchases.
- AlAhli Points Rewards Program: Earn 1.5 points for every pound spent on purchases.
- Free supplementary cards and free SMS subscription: You can issue two supplementary cards for free for your family members.
- Travel and Hotel Discounts: The card offers you exclusive discounts on international flight tickets and hotel bookings when paying and booking through the Cleartrip website or app.
- Mastercard offers a replacement card service or emergency cash provision within 48 hours, anywhere in the world, in the event that the card is lost while traveling.
Cons
- Airport lounge access is permitted only 8 times per year.
- A minimum spend equivalent to one US dollar (in any foreign currency) on international card transactions is required at least 72 hours prior to visiting the lounge to activate access eligibility for three months.
- Its issuance and annual renewal fees are high.
- Interest on instant cash withdrawals: The 57-day grace period does not apply to cash withdrawals; interest and fees are calculated from the day of the transaction.
Our take
The Al Ahli Bank Platinum Mastercard is an excellent choice for large domestic purchases and installment plans, thanks to a credit limit of up to a quarter of a million EGP and a high point-accumulation rate (1.5 points per EGP). As for travel: although the card offers eight annual airport lounge visits—a very impressive figure that surpasses the Titanium tier, which grants only two—the requirement for a prior international transaction (of just one dollar, made 72 hours before travel) remains an annoying hurdle if you do not regularly use the card for international or online purchases leading up to your trips. However, if you can manage this simple requirement before you travel, the card will prove to be a fantastic and valuable companion.
The Al Ahli Bank Platinum Mastercard is an excellent choice for large local purchases and installment plans, thanks to a credit limit reaching a quarter of a million pounds.
Compare
| NBE Platinum Mastercard Credit Card National Bank of Egypt This one | NBE Platinum Visa Credit Card National Bank of Egypt | Visa Platinum Credit Card SUEZ CANAL BANK | platinum credit card MID BANK |
|---|---|---|---|
| Annual fee | |||
| EGP 500 | EGP 500 | EGP 600 | EGP 600 |
| Rewards | |||
| Rewards points | Rewards points | None | 5% cashback |
| Effective APR | |||
| 51.11% | 51.11% | 55.55% | 58.27% |
Added Thursday 02 July 2026 - 01:55 AM Updated Friday 31 July 2026 - 01:06 PM