العربية

CIB Classic Mastercard Credit Card

البنك التجاري الدولي-CIB · Credit cards · Egyptian Pound · 4.5 · Tuesday 04 August 2026 - 02:12 PM
Annual fee
No fee
Rewards
Rewards points
Effective APR
37.19%

Card & limits

Contactless
Credit limit
Up to EGP 500,000

Interest & fees

Effective annual rate (APR)
37.19% (2.67% /mo)
Nominal APR
32.04%
Grace period
40 days
Annual fee
EGP 0
Fee waivable
Yes
Issuance fee
Free issuance
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Installments Rewards points
Detailed benefits
Shopping 2
  • تأتي البطاقة بثلاثة خيارات مخصصة من حيث فترة التقسيط
  • الحصول على نقاط مكافآت BONUS على كل معاملة يتم تقسيطها
Lifestyle 1
  • يمكن إصدار حتى 4 بطاقات إضافية مجانًا لأفراد الأسرة لتتمكن من إدارة نفقات الأسرة بكفاءة

Eligibility

Approved employer
No
Accepted professions
any profession
Required documents
National ID CopySalary Slip (Last 3 Months)Recent Utility Bill

Do the maths

CIB Classic Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • No issuance or annual fees.
  • Free domestic cash withdrawals.
  • Installments up to 12 months with BONUS rewards.

Cons

  • Only a 40-day grace period.
  • Focused on installments rather than travel or cashback.
  • 3.99% interest on non-installment transactions.

Our take

The CIB Swype 12 Credit Card is ideal for customers looking for short-term installment plans with no issuance or renewal fees. It also offers free domestic cash withdrawals, making it a practical everyday card.

Compare

Alternatives at a glance
CIB Classic Mastercard Credit Card البنك التجاري الدولي-CIB This oneCIB Classic Mastercard Credit Card البنك التجاري الدولي-CIB United Bank Classic Visa Credit Card the united bank BdC Classic Mastercard Credit Card banque du caire
Annual fee
No fee No fee No fee EGP 250
Rewards
Rewards points Rewards points Rewards points None
Effective APR
37.19% 37.19% 38.16% 60.1%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Tuesday 04 August 2026 - 02:12 PM