EALB Gold Mastercard Credit Card
- Annual fee
- EGP 50
- Rewards
- None
- Effective APR
- 20.98%
Banky Analysis
Evaluated per usage pattern
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee lower than average
Not for you if
- I pay my card off in full
- Annual fee lower than average
- I want the most cashback
Not yet evaluated for: I want a card that is easy to get
- Annual fee EGP 50 Below the median of 20 Gold cards (EGP 300)
- Effective APR 20.98% Below the median of 20 Gold cards (60.01%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 50 a year — no interest.
Not known yet
1 more detail we don't have yet
All of this is measured against entry-level cards in EGP only
Last checked Saturday 01 August 2026 - 11:12 PM
Card & limits
Contactless
Interest & fees
- Effective annual rate (APR)
- 20.98% (1.6% /mo)
- Nominal APR
- 19.2%
- Grace period
- 56 days
- Annual fee
- EGP 50
- Fee waivable
- No
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Domestic cash advance fee
- EGP 20
Domestic
Eligibility
- Approved employer
- No
- Required documents
- Recent Utility Bill
Do the maths
Our take
Our take
The gold credit card offers a higher level of flexibility thanks to larger daily withdrawal limits, while keeping all the perks of the silver card, making it a suitable choice for customers who need higher credit limits and more financial use.
Compare
| EALB Gold Mastercard Credit Card Egyptian Arab Land Bank This one | BdC Gold Visa Credit Card banque du caire | AlexBank Gold Mastercard Credit Card Alex Bank | United Bank Gold Visa Credit Card the united bank |
|---|---|---|---|
| Annual fee | |||
| EGP 50 | EGP 300 | EGP 400 | No fee |
| Rewards | |||
| None | Rewards points | None | Rewards points |
| Effective APR | |||
| 20.98% | 65.73% | 32.92% | 38.16% |
Added Thursday 02 July 2026 - 01:56 AM Updated Sunday 02 August 2026 - 03:58 PM