العربية

Arab Bank Gold Visa Credit Card

arab bank egypt · Credit cards · Egyptian Pound · 4.5 · Friday 31 July 2026 - 01:06 PM
Annual fee
EGP 150
Rewards
None
Effective APR
34.33%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average

Not for you if

  • I pay my card off in full
    • Annual fee lower than average
  • I want the most cashback
  • Annual fee EGP 150 Below the median of 20 Gold cards (EGP 300)
  • Effective APR 34.33% Below the median of 20 Gold cards (60.01%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 150 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Saturday 01 August 2026 - 11:12 PM

Card & limits

Contactless
Credit limit
EGP 3,000 – EGP 9,999

Interest & fees

Effective annual rate (APR)
34.33% (2.49% /mo)
Nominal APR
29.88%
Grace period
57 days
Annual fee
EGP 150
Fee waivable
No
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Domestic
Domestic cash advance fee
EGP 30

Eligibility

Approved employer
No

Do the maths

Arab Bank Gold Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Our take

The Arab Bank Gold Visa credit card offers a solid range of benefits, including a rewards program, a grace period of up to 57 days, and flexible payment options, along with various travel and shopping deals and discounts. This makes it a good choice for customers who often use credit cards, though it's worth noting that some perks depend on external partners' offers, and it doesn't stand out with luxury features like airport lounge access or high cash-back rates.

Compare

Alternatives at a glance
Arab Bank Gold Visa Credit Card arab bank egypt This oneAAIB Gold Cashback Visa Credit Card Arab African International Bank AIB Gold Visa Credit Card ARAB INTERNATIONAL BANK CIB Gold Mastercard Credit Card البنك التجاري الدولي-CIB
Annual fee
EGP 150 EGP 300 EGP 300 EGP 300
Rewards
None Rewards points None Rewards points
Effective APR
34.33% 60.1% 60.1% 59.92%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Friday 31 July 2026 - 01:06 PM