ABC Classic E-Commerce Visa Credit Card

bank abc · Credit cards · Egyptian Pound · Friday 31 July 2026 - 01:06 PM
Annual fee
No fee
Rewards
Rewards points
Effective APR
69.59%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • I want the most cashback
  • Annual fee No fee Below the median of 39 Classic cards (EGP 200)
  • Effective APR 69.59% Above the median of 35 Classic cards (60.1%)
What it actually costs you

As long as you clear it in full before the due date, this card costs you nothing — no fee, no interest.

All of this is measured against entry-level cards in EGP only

Last checked Saturday 01 August 2026 - 11:12 PM

Card & limits

Contactless
Credit limit
EGP 500 – EGP 10,000

Interest & fees

Effective annual rate (APR)
69.59% (4.5% /mo)
Nominal APR
54%
Grace period
53 days
Annual fee
EGP 0
Fee waivable
No
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Rewards program
برنامج مكافآت ABC بلس+
Detailed benefits
Lifestyle 3
  • خدمة تحويل الرصيد 3 شهور بدون فوائد و بدون رسوم
  • تسجيل تلقائي في برنامج مكافآت ABC بلس+
  • إمكانية تحويل الرصيد من بطاقات البنوك الأخرى إلى بطاقة ائتمان بنك ABC
Dining 1
  • عروض وخصومات لدي العديد من المنافذ التجارية والفنادق والمطاعم

Eligibility

Approved employer
No
Required documents
Bank Statement (Last 3 Months)

Do the maths

ABC Classic E-Commerce Visa Credit Card

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Alternatives at a glance
ABC Classic E-Commerce Visa Credit Card bank abc This oneClassic credit card Emirates NBD Mashreq Classic Cashback Mastercard Credit Card Mashreq Egypt CIB Classic Cashback Mastercard Credit Card البنك التجاري الدولي-CIB
Annual fee
No fee EGP 300 EGP 400 EGP 600
Rewards
Rewards points None 5% cashback 20% cashback
Effective APR
69.59% 79.38% 69.59%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Friday 31 July 2026 - 01:06 PM