ABC Classic E-Commerce Visa Credit Card
- Annual fee
- No fee
- Rewards
- Rewards points
- Effective APR
- 69.59%
Banky Analysis
Evaluated per usage pattern
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I want to avoid card fees
- Annual fee lower than average
- I want a card that is easy to get
- Minimum credit limit lower than average
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want the most cashback
- Annual fee No fee Below the median of 39 Classic cards (EGP 200)
- Effective APR 69.59% Above the median of 35 Classic cards (60.1%)
What it actually costs you
As long as you clear it in full before the due date, this card costs you nothing — no fee, no interest.
All of this is measured against entry-level cards in EGP only
Last checked Saturday 01 August 2026 - 11:12 PM
Card & limits
Contactless
- Credit limit
- EGP 500 – EGP 10,000
Interest & fees
- Effective annual rate (APR)
- 69.59% (4.5% /mo)
- Nominal APR
- 54%
- Grace period
- 53 days
- Annual fee
- EGP 0
- Fee waivable
- No
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Rewards & benefits
- Rewards program
- برنامج مكافآت ABC بلس+
- خدمة تحويل الرصيد 3 شهور بدون فوائد و بدون رسوم
- تسجيل تلقائي في برنامج مكافآت ABC بلس+
- إمكانية تحويل الرصيد من بطاقات البنوك الأخرى إلى بطاقة ائتمان بنك ABC
- عروض وخصومات لدي العديد من المنافذ التجارية والفنادق والمطاعم
Detailed benefits
Lifestyle 3
Dining 1
Eligibility
- Approved employer
- No
- Required documents
- Bank Statement (Last 3 Months)
Do the maths
Compare
| ABC Classic E-Commerce Visa Credit Card bank abc This one | Classic credit card Emirates NBD | Mashreq Classic Cashback Mastercard Credit Card Mashreq Egypt | CIB Classic Cashback Mastercard Credit Card البنك التجاري الدولي-CIB |
|---|---|---|---|
| Annual fee | |||
| No fee | EGP 300 | EGP 400 | EGP 600 |
| Rewards | |||
| Rewards points | None | 5% cashback | 20% cashback |
| Effective APR | |||
| 69.59% | — | 79.38% | 69.59% |
Added Thursday 02 July 2026 - 01:56 AM Updated Friday 31 July 2026 - 01:06 PM