Split Credit Card Egbank | ABE Classic Visa Credit Card Agricultural Bank of Egypt | United Bank Classic Visa Credit Card the united bank | |
|---|---|---|---|
| Card & limits | |||
| Network | Visa | Visa | Visa |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | — | EGP 40,000 – EGP 1,000,000 | EGP 1,000 – EGP 25,000 |
| Purchase limit abroad (POS) | — | EGP 100,000 | EGP 100,000 |
| Cash withdrawal limit abroad | — | EGP 10,000 Best | EGP 2,500 |
| Monthly intl. online limit (from Egypt) | — | EGP 100,000 | — |
| Interest & fees | |||
| Effective annual rate (APR) | — | 42.58% (3% /mo) | 38.16% (2.73% /mo) Best |
| Nominal APR | — | 36% | 32.76% Best |
| Installment interest | — | 95% | — |
| Grace period | 57 days Best | 57 days Best | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 500 | EGP 350 | EGP 0 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 500 | EGP 350 Best | — |
| Late payment fee | — | EGP 150 | — |
| Over-limit fee | — | EGP 150 | — |
| Supplementary card fee/yr | — | EGP 350 (first 2 free) | — |
| Foreign txn fee | — | 3% | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | — | 42.58% (3% /mo) | — |
| Cash advance APR (nominal) | — | 36% | — |
| Domestic cash advance fee | — | 3% (min EGP 5) | — |
| Cash advance limit | — | Up to 90% of the credit limit in cash | — |
| Cash advance fee abroad | — | 10% (min EGP 60) | — |
| Rewards & benefits | |||
| Lounge access | No | Yes | No |
| Installments | No | Yes | No |
| Travel insurance | No | Yes | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | No | No | Yes |
| Installment months | — | 36 | — |
| Eligibility | |||
| Min monthly income | — | — | EGP 1,500 |
| Min age | — | 21 | — |
| Max age | — | 65 | — |
| Approved employer | No | No | No |