Titanium Credit Card SUEZ CANAL BANK | CIB Titanium Mastercard Credit Card البنك التجاري الدولي-CIB | NBE Titanium Mastercard Credit Card National Bank of Egypt | |
|---|---|---|---|
| Card & limits | |||
| Network | Mastercard | Mastercard | Mastercard |
| Tier | Titanium | Titanium | Titanium |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | Yes |
| Google Pay | No | No | No |
| Credit limit | — | EGP 10,000 – EGP 150,000 | EGP 1,000 – EGP 49,999 |
| Purchase limit abroad (POS) | — | — | EGP 49,999 |
| Cash withdrawal limit abroad | — | — | EGP 5,250 |
| Monthly intl. online limit (from Egypt) | — | — | EGP 30,000 |
| Interest & fees | |||
| Effective annual rate (APR) | 55.55% (3.75% /mo) | 59.92% (3.99% /mo) | 51.11% (3.5% /mo) Best |
| Nominal APR | 45% | 47.88% | 42% Best |
| Installment interest | — | — | 95% |
| Grace period | 57 days Best | 55 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 350 | EGP 450 | EGP 250 Best |
| Fee waivable | No | No | No |
| Issuance fee | — | EGP 450 | EGP 250 Best |
| Late payment fee | — | — | EGP 75 |
| Over-limit fee | — | — | EGP 75 |
| Supplementary card fee/yr | — | — | EGP 50 (first 1 free) |
| Foreign txn fee | — | — | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | — | — | 51.11% (3.5% /mo) |
| Cash advance APR (nominal) | — | — | 42% |
| Domestic cash advance fee | — | EGP 40 | 2% (min EGP 20) |
| Cash advance limit | — | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | EGP 20 | 3% (min EGP 100) |
| Rewards & benefits | |||
| Lounge access | No | Yes | Yes |
| Installments | No | Yes | Yes |
| Travel insurance | No | No | Yes |
| Purchase protection | No | No | Yes |
| Cashback | No | No | No |
| Rewards points | No | Yes | Yes |
| Rewards program | — | — | نقاط الأهلي للمكافات |
| Points per EGP | — | — | 1 |
| Points expiry | — | — | 12 mo |
| Signup bonus | — | نقاط BONUS الترحيبية: 100,000 نقطة بقيمة 500 جنيه عند إنفاق 30,000 جنيه خلال أول 3 أشهر | نقطة لكل جنيه |
| Free lounge visits/yr | — | — | 2 |
| Installment months | — | — | 36 |
| Eligibility | |||
| Min age | — | — | 21 |
| Max age | — | — | 65 |
| Approved employer | No | No | No |