VISA Signature MID BANK | MIDBank Signature Visa Credit Card MID BANK | |
|---|---|---|
| Card & limits | ||
| Network | Visa | Visa |
| Tier | Signature | Signature |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 250,000 – EGP 1,250,000 | EGP 250 – EGP 1,250,000 |
| Purchase limit abroad (POS) | EGP 400,000 | — |
| Cash withdrawal limit abroad | EGP 1,600 | — |
| Interest & fees | ||
| Effective annual rate (APR) | 56.45% (3.8% /mo) | 56.45% (3.8% /mo) |
| Nominal APR | 45.6% | 45.6% |
| Installment interest | 3% | — |
| Grace period | 58 days | 58 days |
| First year free | No | No |
| Annual fee | EGP 2,000 | EGP 0 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 2,000 | — |
| Over-limit fee | EGP 150 | — |
| Supplementary card fee/yr | EGP 1,000 | — |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance | ||
| Cash advance APR (effective) | 56.45% (3.8% /mo) | — |
| Cash advance APR (nominal) | 45.6% | — |
| Domestic cash advance fee | EGP 30 | — |
| Cash advance fee abroad | EGP 50 | — |
| Rewards & benefits | ||
| Lounge access | No | No |
| Installments | Yes | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | Yes | No |
| Rewards points | No | No |
| Installment months | 36 | — |
| Eligibility | ||
| Approved employer | No | No |