VISA Signature MID BANK | MIDBank Signature Visa Credit Card MID BANK | Visa Signature Credit Card SUEZ CANAL BANK | AAIB Signature Cashback Visa Credit Card Arab African International Bank | |
|---|---|---|---|---|
| Card & limits | ||||
| Network | Visa | Visa | Visa | Visa |
| Tier | Signature | Signature | Signature | Signature |
| Contactless | Yes | Yes | Yes | Yes |
| Apple Pay | No | No | No | Yes |
| Google Pay | No | No | No | No |
| Credit limit | EGP 250,000 – EGP 1,250,000 | EGP 250 – EGP 1,250,000 | — | EGP 60,000 – EGP 1,500,000 |
| Purchase limit abroad (POS) | EGP 400,000 Best | — | — | EGP 390,000 |
| Cash withdrawal limit abroad | EGP 1,600 | — | — | EGP 10,000 Best |
| Monthly intl. online limit (from Egypt) | — | — | — | EGP 50,000 |
| Interest & fees | ||||
| Effective annual rate (APR) | 56.45% (3.8% /mo) | 56.45% (3.8% /mo) | 55.55% (3.75% /mo) Best | 60.1% (4% /mo) |
| Nominal APR | 45.6% | 45.6% | 45% Best | 48% |
| Installment interest | 3% Best | — | — | 95% |
| Grace period | 58 days Best | 58 days Best | 57 days | 55 days |
| First year free | No | No | No | No |
| Annual fee | EGP 2,000 | EGP 0 Best | EGP 3,000 | EGP 1,500 |
| Fee waivable | No | No | No | No |
| Issuance fee | EGP 2,000 | — | — | EGP 1,500 Best |
| Late payment fee | — | — | — | EGP 150 |
| Over-limit fee | EGP 150 | — | — | EGP 150 |
| Supplementary card fee/yr | EGP 1,000 | — | — | EGP 1,500 |
| Foreign txn fee | 3% | — | — | 3% |
| Min payment (%) | 5% | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | ||||
| Cash advance APR (effective) | 56.45% (3.8% /mo) Best | — | — | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 45.6% Best | — | — | 48% |
| Domestic cash advance fee | EGP 30 | — | — | 3% (min EGP 40) |
| Cash advance limit | — | — | — | Up to 90% of the credit limit in cash |
| Cash advance fee abroad | EGP 50 | — | — | 3% (min EGP 50) |
| Rewards & benefits | ||||
| Lounge access | No | No | No | Yes |
| Installments | Yes | No | No | Yes |
| Travel insurance | No | No | No | Yes |
| Purchase protection | No | No | No | Yes |
| Cashback | Yes | No | No | Yes |
| Cashback rate | — | — | — | 10% |
| Rewards points | No | No | No | Yes |
| Rewards program | — | — | — | برنامج المكافآت |
| Points per EGP | — | — | — | 2.5 |
| Signup bonus | — | — | — | 2.5 نقطة لكل جنيه |
| Free lounge visits/yr | — | — | — | 4 |
| Installment months | 36 | — | — | 6060 |
| Eligibility | ||||
| Min salary | — | — | — | EGP 10,000 |
| Min monthly income | — | — | — | EGP 10,000 |
| Min age | — | — | — | 21 |
| Max age | — | — | — | 65 |
| Approved employer | No | No | No | No |