BdC Gold Visa Credit Card banque du caire | United Bank Gold Visa Credit Card the united bank | |
|---|---|---|
| Card & limits | ||
| Network | Visa | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 5,000 – EGP 9,999 | EGP 25,000 – EGP 200,000 |
| Purchase limit abroad (POS) | EGP 100,000 | EGP 125,000 Best |
| Cash withdrawal limit abroad | EGP 3,500 Best | EGP 2,500 |
| Interest & fees | ||
| Effective annual rate (APR) | 65.73% (4.3% /mo) | 38.16% (2.73% /mo) Best |
| Nominal APR | 51.6% | 32.76% Best |
| Grace period | 55 days | 55 days |
| First year free | No | No |
| Annual fee | EGP 300 | EGP 0 Best |
| Fee waivable | No | No |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance | ||
| Cash advance APR (effective) | 65.73% (4.3% /mo) | — |
| Cash advance APR (nominal) | 51.6% | — |
| Rewards & benefits | ||
| Lounge access | No | No |
| Installments | Yes | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | برنامج مكافآت بنك القاهرة عند استخدامك للب | — |
| Points per EGP | 1 | — |
| Signup bonus | الاستمتاع بـ 10,000 نقطة ترحيبية عند تنشيط البطاقة واستخدامها في المشتريات خلال 3 شهور من تاريخ الإصدار للمزيد من المعلومات عن برنامج القاهرة للمكافآت | — |
| Eligibility | ||
| Min salary | EGP 5,000 | — |
| Min monthly income | EGP 5,000 Best | EGP 8,000 |
| Min age | 21 | — |
| Max age | 65 | — |
| Approved employer | Yes | No |