Credit cards

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saib bank SAIB Classic Mastercard Credit Card saib bank
Export Development Bank of Egypt EBank Classic Mastercard Credit Card Export Development Bank of Egypt
 Abu Dhabi Commercial Bank – Egypt ADCB Classic Visa Credit Card Abu Dhabi Commercial Bank – Egypt
Card & limits
NetworkMastercard Mastercard Visa
TierClassic Classic Classic
ContactlessYes Yes Yes
Apple PayNo No No
Google PayNo No No
Credit limitUp to EGP 14,999 EGP 3,000 – EGP 9,999 EGP 5,000 – EGP 9,900
Purchase limit abroad (POS) EGP 50,000
Cash withdrawal limit abroad EGP 2,000
Interest & fees
Effective annual rate (APR)69.59% (4.5% /mo) 60.1% (4% /mo) Best69.59% (4.5% /mo)
Nominal APR54% 48% Best54%
Grace period58 days Best55 days 57 days
First year freeNo No No
Annual feeEGP 250 EGP 100 BestEGP 350
Fee waivableNo No No
Issuance feeEGP 250 Best EGP 350
Late payment feeEGP 150
Over-limit feeEGP 200
Supplementary card fee/yrEGP 150 first 4 free
Foreign txn fee3% Best 5%
Min payment (%)5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective)69.59% (4.5% /mo) 60.1% (4% /mo) Best69.59% (4.5% /mo)
Cash advance APR (nominal)54% 48% Best54%
Domestic cash advance fee7% (min EGP 70) EGP 25
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad10% (min EGP 60)
Rewards & benefits
Lounge accessNo No No
InstallmentsYes Yes No
Travel insuranceNo No No
Purchase protectionNo No No
CashbackNo No No
Rewards pointsYes No No
Points per EGP0.5
Installment months36
Eligibility
Min salaryEGP 5,000
Min age 21 21
Max age 65 65
Approved employerNo Yes Yes
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