Market Today 18 Aug 2026
Credit cards

Compare Credit cards

saib bank SAIB Classic Mastercard Credit Card saib bank
Export Development Bank of Egypt EBank Classic Mastercard Credit Card Export Development Bank of Egypt
 Abu Dhabi Commercial Bank – Egypt ADCB Classic Visa Credit Card Abu Dhabi Commercial Bank – Egypt
Housing and Development Bank HDB Classic Mastercard Credit Card Housing and Development Bank
Card & limits
NetworkMastercard Mastercard Visa Mastercard
TierClassic Classic Classic Classic
ContactlessYes Yes Yes Yes
Apple PayNo No No No
Google PayNo No No No
Credit limitUp to EGP 14,999 EGP 3,000 – EGP 9,999 EGP 5,000 – EGP 9,900 EGP 5,000 – EGP 9,999
Purchase limit abroad (POS) EGP 50,000 BestEGP 200
Cash withdrawal limit abroad EGP 2,000 BestEGP 30
Monthly intl. online limit (from Egypt) EGP 9,999
Interest & fees
Effective annual rate (APR)69.59% (4.5% /mo) 60.1% (4% /mo) Best69.59% (4.5% /mo) 60.1% (4% /mo) Best
Nominal APR54% 48% Best54% 48% Best
Grace period58 days Best55 days 57 days 56 days
First year freeNo No No No
Annual feeEGP 250 EGP 100 BestEGP 350 EGP 200
Fee waivableNo No No No
Issuance feeEGP 250 EGP 350 EGP 200 Best
Late payment feeEGP 150 EGP 150
Over-limit feeEGP 200 EGP 150 Best
Supplementary card fee/yrEGP 150 first 4 free EGP 100 (first 4 free)
Foreign txn fee3% Best 5% 4%
Min payment (%)5% 5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective)69.59% (4.5% /mo) 60.1% (4% /mo) Best69.59% (4.5% /mo) 60.1% (4% /mo) Best
Cash advance APR (nominal)54% 48% Best54% 48% Best
Domestic cash advance fee7% (min EGP 70) EGP 25 2% (min EGP 25)
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad10% (min EGP 60) 4% (min EGP 100) Best
Rewards & benefits
Lounge accessNo No No Yes
InstallmentsYes Yes No Yes
Travel insuranceNo No No No
Purchase protectionNo No No No
CashbackNo No No No
Rewards pointsYes No No Yes
Points per EGP0.5 1 Best
Installment months36 36
Eligibility
Min salaryEGP 5,000 EGP 5,000
Min monthly income EGP 5,000
Min age 21 21 21
Max age 65 65 65
Approved employerNo Yes Yes Yes
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