Market Today 18 Aug 2026
Credit cards

Compare Credit cards

saib bank SAIB Classic Mastercard Credit Card saib bank
Housing and Development Bank HDB Classic Mastercard Credit Card Housing and Development Bank
Card & limits
NetworkMastercard Mastercard
TierClassic Classic
ContactlessYes Yes
Apple PayNo No
Google PayNo No
Credit limitUp to EGP 14,999 EGP 5,000 – EGP 9,999
Purchase limit abroad (POS) EGP 200
Cash withdrawal limit abroad EGP 30
Monthly intl. online limit (from Egypt) EGP 9,999
Interest & fees
Effective annual rate (APR)69.59% (4.5% /mo) 60.1% (4% /mo) Best
Nominal APR54% 48% Best
Grace period58 days Best56 days
First year freeNo No
Annual feeEGP 250 EGP 200 Best
Fee waivableNo No
Issuance feeEGP 250 EGP 200 Best
Late payment feeEGP 150 EGP 150
Over-limit feeEGP 200 EGP 150 Best
Supplementary card fee/yrEGP 150 EGP 100 (first 4 free)
Foreign txn fee3% Best4%
Min payment (%)5% 5%
Min payment (fixed)EGP 100 EGP 100
Cash advance
Cash advance APR (effective)69.59% (4.5% /mo) 60.1% (4% /mo) Best
Cash advance APR (nominal)54% 48% Best
Domestic cash advance fee7% (min EGP 70) 2% (min EGP 25) Best
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad10% (min EGP 60) 4% (min EGP 100) Best
Rewards & benefits
Lounge accessNo Yes
InstallmentsYes Yes
Travel insuranceNo No
Purchase protectionNo No
CashbackNo No
Rewards pointsYes Yes
Points per EGP0.5 1 Best
Installment months36 36
Eligibility
Min salaryEGP 5,000 EGP 5,000
Min monthly income EGP 5,000
Min age 21
Max age 65
Approved employerNo Yes
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