Market Today 18 Aug 2026
Credit cards

Compare Credit cards

saib bank SAIB Titanium Mastercard Credit Card saib bank
Housing and Development Bank HDB Titanium Mastercard Credit Card Housing and Development Bank
Card & limits
NetworkMastercard Mastercard
TierTitanium Titanium
ContactlessYes Yes
Apple PayNo No
Google PayNo No
Credit limitEGP 15,000 – EGP 49,999 EGP 10,000 – EGP 49,999
Purchase limit abroad (POS) EGP 1,500
Cash withdrawal limit abroad EGP 30
Interest & fees
Effective annual rate (APR)64.78% (4.25% /mo) 60.1% (4% /mo) Best
Nominal APR51% 48% Best
Grace period58 days Best56 days
First year freeNo No
Annual feeEGP 400 EGP 300 Best
Fee waivableNo No
Issuance feeEGP 400 EGP 300 Best
Late payment feeEGP 150 EGP 150
Over-limit feeEGP 200 EGP 150 Best
Supplementary card fee/yrEGP 350 EGP 200 (first 2 free)
Foreign txn fee3% Best4%
Min payment (%)5% 5%
Min payment (fixed)EGP 100 EGP 100
Cash advance
Cash advance APR (effective)64.78% (4.25% /mo) 60.1% (4% /mo) Best
Cash advance APR (nominal)51% 48% Best
Domestic cash advance fee7% (min EGP 70) 2% (min EGP 25) Best
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad10% (min EGP 60) 4% (min EGP 100) Best
Rewards & benefits
Lounge accessNo Yes
InstallmentsYes Yes
Travel insuranceNo No
Purchase protectionNo No
CashbackNo No
Rewards pointsYes Yes
Points per EGP0.6 1.5 Best
Installment months36 36
Eligibility
Min salaryEGP 5,000 EGP 5,000
Min monthly income EGP 5,000
Min age 21
Max age 65
Approved employerNo Yes
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