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 SAIB Titanium Mastercard Credit Card saib bank |  HDB Titanium Mastercard Credit Card Housing and Development Bank |  Banque Misr Titanium Mastercard Credit Card BANQUE MISR | |
|---|---|---|---|
| Card & limits | |||
| Network | Mastercard | Mastercard | Mastercard |
| Tier | Titanium | Titanium | Titanium |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 15,000 – EGP 49,999 | EGP 10,000 – EGP 49,999 | EGP 10,000 – EGP 25,000 |
| Purchase limit abroad (POS) | — | EGP 1,500 | EGP 50,000 Best |
| Cash withdrawal limit abroad | — | EGP 30 | EGP 3,000 Best |
| Monthly intl. online limit (from Egypt) | — | — | EGP 400,000 |
| Interest & fees | |||
| Effective annual rate (APR) | 64.78% (4.25% /mo) | 60.1% (4% /mo) Best | 60.1% (4% /mo) Best |
| Nominal APR | 51% | 48% Best | 48% Best |
| Grace period | 58 days Best | 56 days | 56 days |
| First year free | No | No | No |
| Annual fee | EGP 400 | EGP 300 Best | EGP 350 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 400 | EGP 300 Best | EGP 350 |
| Late payment fee | EGP 150 | EGP 150 | EGP 75 Best |
| Over-limit fee | EGP 200 | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 350 | EGP 200 (first 2 free) | EGP 200 |
| Foreign txn fee | 3% Best | 4% | 3% Best |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | 64.78% (4.25% /mo) | 60.1% (4% /mo) Best | 60.1% (4% /mo) Best |
| Cash advance APR (nominal) | 51% | 48% Best | 48% Best |
| Domestic cash advance fee | 7% (min EGP 70) | 2% (min EGP 25) Best | 2% (min EGP 15) Best |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 10% (min EGP 60) | 4% (min EGP 100) | 3% (min EGP 50) Best |
| Rewards & benefits | |||
| Lounge access | No | Yes | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | Yes |
| Rewards program | — | — | Mastercard Priceless Specials |
| Points per EGP | 0.6 | 1.5 | 2 Best |
| Installment months | 36 | 36 | 36 |
| Eligibility | |||
| Min salary | EGP 5,000 | EGP 5,000 | — |
| Min monthly income | — | EGP 5,000 | — |
| Min age | — | 21 | 21 |
| Max age | — | 65 | 65 |
| Approved employer | No | Yes | Yes |