العربية
Credit cards

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Export Development Bank of Egypt EBank Classic Mastercard Credit Card Export Development Bank of Egypt
Abu Dhabi Commercial Bank – Egypt ADCB Classic Visa Credit Card Abu Dhabi Commercial Bank – Egypt
Housing and Development Bank HDB Classic Mastercard Credit Card Housing and Development Bank
Card & limits
NetworkMastercard Visa Mastercard
TierClassic Classic Classic
ContactlessYes Yes Yes
Apple PayNo No No
Google PayNo No No
Credit limitEGP 3,000 – EGP 9,999 EGP 5,000 – EGP 9,900 EGP 5,000 – EGP 9,999
Purchase limit abroad (POS)— EGP 50,000 EGP 200
Cash withdrawal limit abroad— EGP 2,000 EGP 30
Monthly intl. online limit (from Egypt)— — EGP 9,999
Interest & fees
Effective annual rate (APR)60.1% (4% /mo) 69.59% (4.5% /mo) 60.1% (4% /mo)
Nominal APR48% 54% 48%
Grace period55 days 57 days 56 days
First year freeNo No No
Annual feeEGP 100 EGP 350 EGP 200
Fee waivableNo No No
Issuance fee— EGP 350 EGP 200
Late payment fee— — EGP 150
Over-limit fee— — EGP 150
Supplementary card fee/yr— first 4 free EGP 100 (first 4 free)
Foreign txn fee— 5% 4%
Min payment (%)5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective)60.1% (4% /mo) 69.59% (4.5% /mo) 60.1% (4% /mo)
Cash advance APR (nominal)48% 54% 48%
Domestic cash advance fee— EGP 25 2% (min EGP 25)
Cash advance limit— Up to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad— — 4% (min EGP 100)
Rewards & benefits
Lounge accessNo No Yes
InstallmentsYes No Yes
Travel insuranceNo No No
Purchase protectionNo No No
CashbackNo No No
Rewards pointsNo No Yes
Points per EGP— — 1
Installment months— — 36
Eligibility
Min salary— — EGP 5,000
Min monthly income— — EGP 5,000
Min age21 21 21
Max age65 65 65
Approved employerYes Yes Yes
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