EBank Classic Mastercard Credit Card Export Development Bank of Egypt | HDB Classic Mastercard Credit Card Housing and Development Bank | |
|---|---|---|
| Card & limits | ||
| Network | Mastercard | Mastercard |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 3,000 – EGP 9,999 | EGP 5,000 – EGP 9,999 |
| Purchase limit abroad (POS) | — | EGP 200 |
| Cash withdrawal limit abroad | — | EGP 30 |
| Monthly intl. online limit (from Egypt) | — | EGP 9,999 |
| Interest & fees | ||
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Nominal APR | 48% | 48% |
| Grace period | 55 days | 56 days Best |
| First year free | No | No |
| Annual fee | EGP 100 Best | EGP 200 |
| Fee waivable | No | No |
| Issuance fee | — | EGP 200 |
| Late payment fee | — | EGP 150 |
| Over-limit fee | — | EGP 150 |
| Supplementary card fee/yr | — | EGP 100 (first 4 free) |
| Foreign txn fee | — | 4% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance | ||
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% | 48% |
| Domestic cash advance fee | — | 2% (min EGP 25) |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 4% (min EGP 100) |
| Rewards & benefits | ||
| Lounge access | No | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | No | Yes |
| Points per EGP | — | 1 |
| Installment months | — | 36 |
| Eligibility | ||
| Min salary | — | EGP 5,000 |
| Min monthly income | — | EGP 5,000 |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | Yes | Yes |