EBank Titanium Mastercard Credit Card Export Development Bank of Egypt | SAIB Titanium Mastercard Credit Card saib bank | HDB Titanium Mastercard Credit Card Housing and Development Bank | |
|---|---|---|---|
| Card & limits | |||
| Network | Mastercard | Mastercard | Mastercard |
| Tier | Titanium | Titanium | Titanium |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 10,000 – EGP 49,000 | EGP 15,000 – EGP 49,999 | EGP 10,000 – EGP 49,999 |
| Purchase limit abroad (POS) | — | — | EGP 1,500 |
| Cash withdrawal limit abroad | — | — | EGP 30 |
| Interest & fees | |||
| Effective annual rate (APR) | 60.1% (4% /mo) Best | 64.78% (4.25% /mo) | 60.1% (4% /mo) Best |
| Nominal APR | 48% Best | 51% | 48% Best |
| Grace period | 55 days | 58 days Best | 56 days |
| First year free | No | No | No |
| Annual fee | EGP 150 Best | EGP 400 | EGP 300 |
| Fee waivable | No | No | No |
| Issuance fee | — | EGP 400 | EGP 300 Best |
| Late payment fee | — | EGP 150 | EGP 150 |
| Over-limit fee | — | EGP 200 | EGP 150 Best |
| Supplementary card fee/yr | — | EGP 350 | EGP 200 (first 2 free) |
| Foreign txn fee | — | 3% Best | 4% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | 60.1% (4% /mo) Best | 64.78% (4.25% /mo) | 60.1% (4% /mo) Best |
| Cash advance APR (nominal) | 48% Best | 51% | 48% Best |
| Domestic cash advance fee | — | 7% (min EGP 70) | 2% (min EGP 25) Best |
| Cash advance limit | — | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 10% (min EGP 60) | 4% (min EGP 100) Best |
| Rewards & benefits | |||
| Lounge access | No | No | Yes |
| Installments | No | Yes | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | No | Yes | Yes |
| Points per EGP | — | 0.6 | 1.5 Best |
| Installment months | — | 36 | 36 |
| Eligibility | |||
| Min salary | — | EGP 5,000 | EGP 5,000 |
| Min monthly income | — | — | EGP 5,000 |
| Min age | 21 | — | 21 |
| Max age | 65 | — | 65 |
| Approved employer | Yes | No | Yes |