Market Today 18 Aug 2026
Credit cards

Compare Credit cards

 Abu Dhabi Commercial Bank – Egypt ADCB Classic Visa Credit Card Abu Dhabi Commercial Bank – Egypt
Housing and Development Bank HDB Classic Mastercard Credit Card Housing and Development Bank
Card & limits
NetworkVisa Mastercard
TierClassic Classic
ContactlessYes Yes
Apple PayNo No
Google PayNo No
Credit limitEGP 5,000 – EGP 9,900 EGP 5,000 – EGP 9,999
Purchase limit abroad (POS)EGP 50,000 BestEGP 200
Cash withdrawal limit abroadEGP 2,000 BestEGP 30
Monthly intl. online limit (from Egypt) EGP 9,999
Interest & fees
Effective annual rate (APR)69.59% (4.5% /mo) 60.1% (4% /mo) Best
Nominal APR54% 48% Best
Grace period57 days Best56 days
First year freeNo No
Annual feeEGP 350 EGP 200 Best
Fee waivableNo No
Issuance feeEGP 350 EGP 200 Best
Late payment fee EGP 150
Over-limit fee EGP 150
Supplementary card fee/yrfirst 4 free EGP 100 (first 4 free)
Foreign txn fee5% 4% Best
Min payment (%)5% 5%
Min payment (fixed)EGP 100 EGP 100
Cash advance
Cash advance APR (effective)69.59% (4.5% /mo) 60.1% (4% /mo) Best
Cash advance APR (nominal)54% 48% Best
Domestic cash advance feeEGP 25 2% (min EGP 25)
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad 4% (min EGP 100)
Rewards & benefits
Lounge accessNo Yes
InstallmentsNo Yes
Travel insuranceNo No
Purchase protectionNo No
CashbackNo No
Rewards pointsNo Yes
Points per EGP 1
Installment months 36
Eligibility
Min salary EGP 5,000
Min monthly income EGP 5,000
Min age21 21
Max age65 65
Approved employerYes Yes
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