Credit cards

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 Abu Dhabi Commercial Bank – Egypt ADCB Gold Visa Credit Card Abu Dhabi Commercial Bank – Egypt
BANQUE MISR Banque Misr Gold Mastercard Credit Card BANQUE MISR
Egyptian Arab Land Bank EALB Gold Mastercard Credit Card Egyptian Arab Land Bank 4.5
Card & limits
NetworkVisa Mastercard Mastercard
TierGold Gold Gold
ContactlessYes Yes Yes
Apple PayNo No No
Google PayNo No No
Credit limitEGP 10,000 – EGP 29,900 EGP 3,000 – EGP 10,000
Purchase limit abroad (POS)EGP 75,000 BestEGP 40,000
Cash withdrawal limit abroadEGP 3,000 EGP 3,000
Monthly intl. online limit (from Egypt) EGP 40,000
Interest & fees
Effective annual rate (APR)69.59% (4.5% /mo) 60.1% (4% /mo) 20.98% (1.6% /mo) Best
Nominal APR54% 48% 19.2% Best
Grace period57 days Best56 days 56 days
First year freeNo No No
Annual feeEGP 400 EGP 250 EGP 50 Best
Fee waivableNo No No
Issuance feeEGP 400 EGP 250 Best
Late payment fee EGP 75
Over-limit fee EGP 75
Supplementary card fee/yrfirst 4 free EGP 150
Foreign txn fee5% 3% Best
Min payment (%)5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective)69.59% (4.5% /mo) 60.1% (4% /mo) Best
Cash advance APR (nominal)54% 48% Best
Domestic cash advance feeEGP 25 2% (min EGP 15) EGP 20
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad 3% (min EGP 50)
Rewards & benefits
Lounge accessNo No No
InstallmentsNo No No
Travel insuranceNo No No
Purchase protectionNo No No
CashbackNo No No
Rewards pointsNo Yes No
Points per EGP 2
Eligibility
Min monthly income EGP 5,000
Min age21 21
Max age65 65
Approved employerYes Yes No
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