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 ADCB Gold Visa Credit Card Abu Dhabi Commercial Bank – Egypt |  EALB Gold Mastercard Credit Card Egyptian Arab Land Bank |  BdC Gold Visa Credit Card banque du caire | |
|---|---|---|---|
| Card & limits | |||
| Network | Visa | Mastercard | Visa |
| Tier | Gold | Gold | Gold |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 10,000 – EGP 29,900 | — | EGP 5,000 – EGP 9,999 |
| Purchase limit abroad (POS) | EGP 75,000 | — | EGP 100,000 Best |
| Cash withdrawal limit abroad | EGP 3,000 | — | EGP 3,500 Best |
| Interest & fees | |||
| Effective annual rate (APR) | 69.59% (4.5% /mo) | 20.98% (1.6% /mo) Best | 65.73% (4.3% /mo) |
| Nominal APR | 54% | 19.2% Best | 51.6% |
| Grace period | 57 days Best | 56 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 400 | EGP 50 Best | EGP 300 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 400 | — | — |
| Supplementary card fee/yr | first 4 free | — | — |
| Foreign txn fee | 5% | — | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | 69.59% (4.5% /mo) | — | 65.73% (4.3% /mo) Best |
| Cash advance APR (nominal) | 54% | — | 51.6% Best |
| Domestic cash advance fee | EGP 25 | EGP 20 | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — | — |
| Rewards & benefits | |||
| Lounge access | No | No | No |
| Installments | No | No | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | No | No | Yes |
| Rewards program | — | — | برنامج مكافآت بنك القاهرة عند استخدامك للب |
| Points per EGP | — | — | 1 |
| Signup bonus | — | — | الاستمتاع بـ 10,000 نقطة ترحيبية عند تنشيط البطاقة واستخدامها في المشتريات خلال 3 شهور من تاريخ الإصدار للمزيد من المعلومات عن برنامج القاهرة للمكافآت |
| Eligibility | |||
| Min salary | — | — | EGP 5,000 |
| Min monthly income | — | — | EGP 5,000 |
| Min age | 21 | — | 21 |
| Max age | 65 | — | 65 |
| Approved employer | Yes | No | Yes |