HDB Classic Mastercard Credit Card Housing and Development Bank | EBank Platinum Mastercard Credit Card Export Development Bank of Egypt | |
|---|---|---|
| Card & limits | ||
| Network | Mastercard | Mastercard |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 50,000 – EGP 1,000,000 | EGP 50,000 – EGP 500,000 |
| Purchase limit abroad (POS) | EGP 3,500 | — |
| Cash withdrawal limit abroad | EGP 30 | — |
| Interest & fees | ||
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Nominal APR | 48% | 48% |
| Grace period | 56 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 500 | EGP 200 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 500 | — |
| Late payment fee | EGP 150 | — |
| Over-limit fee | EGP 150 | — |
| Supplementary card fee/yr | EGP 300 (first 2 free) | — |
| Foreign txn fee | 4% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance | ||
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% | 48% |
| Domestic cash advance fee | 2% (min EGP 25) | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 4% (min EGP 100) | — |
| Rewards & benefits | ||
| Lounge access | Yes | Yes |
| Installments | No | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Points per EGP | 2 | — |
| Eligibility | ||
| Min salary | EGP 5,000 | — |
| Min monthly income | EGP 5,000 | — |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | Yes | Yes |