Market Today 18 Aug 2026
Credit cards

Compare Credit cards

Housing and Development Bank HDB Classic Mastercard Credit Card Housing and Development Bank
Export Development Bank of Egypt EBank Platinum Mastercard Credit Card Export Development Bank of Egypt
 Abu Dhabi Commercial Bank – Egypt ADCB Platinum Visa Credit Card Abu Dhabi Commercial Bank – Egypt
Card & limits
NetworkMastercard Mastercard Visa
TierPlatinum Platinum Platinum
ContactlessYes Yes Yes
Apple PayNo No No
Google PayNo No No
Credit limitEGP 50,000 – EGP 1,000,000 EGP 50,000 – EGP 500,000 EGP 30,000 – EGP 500,000
Purchase limit abroad (POS)EGP 3,500 EGP 300,000 Best
Cash withdrawal limit abroadEGP 30 EGP 3,000 Best
Interest & fees
Effective annual rate (APR)60.1% (4% /mo) Best60.1% (4% /mo) Best64.78% (4.25% /mo)
Nominal APR48% Best48% Best51%
Grace period56 days 55 days 57 days Best
First year freeNo No No
Annual feeEGP 500 EGP 200 BestEGP 650
Fee waivableNo No No
Issuance feeEGP 500 Best EGP 650
Late payment feeEGP 150 EGP 0 Best
Over-limit feeEGP 150
Supplementary card fee/yrEGP 300 (first 2 free) first 4 free
Foreign txn fee4% Best 5%
Min payment (%)5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective)60.1% (4% /mo) Best60.1% (4% /mo) Best64.78% (4.25% /mo)
Cash advance APR (nominal)48% Best48% Best51%
Domestic cash advance fee2% (min EGP 25) EGP 25
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad4% (min EGP 100) EGP 50
Rewards & benefits
Lounge accessYes Yes Yes
InstallmentsNo No No
Travel insuranceNo No No
Purchase protectionNo No Yes
CashbackNo No No
Rewards pointsYes No No
Points per EGP2
Free lounge visits/yr 6
Eligibility
Min salaryEGP 5,000
Min monthly incomeEGP 5,000
Min age21 21 21
Max age65 65 65
Approved employerYes Yes Yes
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