Market Today 18 Aug 2026
Credit cards

Compare Credit cards

Housing and Development Bank HDB Classic Mastercard Credit Card Housing and Development Bank
 Abu Dhabi Commercial Bank – Egypt ADCB Platinum Visa Credit Card Abu Dhabi Commercial Bank – Egypt
Card & limits
NetworkMastercard Visa
TierPlatinum Platinum
ContactlessYes Yes
Apple PayNo No
Google PayNo No
Credit limitEGP 50,000 – EGP 1,000,000 EGP 30,000 – EGP 500,000
Purchase limit abroad (POS)EGP 3,500 EGP 300,000 Best
Cash withdrawal limit abroadEGP 30 EGP 3,000 Best
Interest & fees
Effective annual rate (APR)60.1% (4% /mo) Best64.78% (4.25% /mo)
Nominal APR48% Best51%
Grace period56 days 57 days Best
First year freeNo No
Annual feeEGP 500 BestEGP 650
Fee waivableNo No
Issuance feeEGP 500 BestEGP 650
Late payment feeEGP 150 EGP 0 Best
Over-limit feeEGP 150
Supplementary card fee/yrEGP 300 (first 2 free) first 4 free
Foreign txn fee4% Best5%
Min payment (%)5% 5%
Min payment (fixed)EGP 100 EGP 100
Cash advance
Cash advance APR (effective)60.1% (4% /mo) Best64.78% (4.25% /mo)
Cash advance APR (nominal)48% Best51%
Domestic cash advance fee2% (min EGP 25) EGP 25
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad4% (min EGP 100) EGP 50
Rewards & benefits
Lounge accessYes Yes
InstallmentsNo No
Travel insuranceNo No
Purchase protectionNo Yes
CashbackNo No
Rewards pointsYes No
Points per EGP2
Free lounge visits/yr 6
Eligibility
Min salaryEGP 5,000
Min monthly incomeEGP 5,000
Min age21 21
Max age65 65
Approved employerYes Yes
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