Market Today 18 Aug 2026
Credit cards

Compare Credit cards

Housing and Development Bank HDB Classic Mastercard Credit Card Housing and Development Bank
 Abu Dhabi Commercial Bank – Egypt ADCB Platinum Visa Credit Card Abu Dhabi Commercial Bank – Egypt
BANQUE MISR Banque Misr Platinum Mastercard Credit Card BANQUE MISR
Card & limits
NetworkMastercard Visa Mastercard
TierPlatinum Platinum Platinum
ContactlessYes Yes Yes
Apple PayNo No No
Google PayNo No No
Credit limitEGP 50,000 – EGP 1,000,000 EGP 30,000 – EGP 500,000 EGP 25,000 – EGP 100,000
Purchase limit abroad (POS)EGP 3,500 EGP 300,000 BestEGP 300,000 Best
Cash withdrawal limit abroadEGP 30 EGP 3,000 BestEGP 3,000 Best
Monthly intl. online limit (from Egypt) EGP 400,000
Interest & fees
Effective annual rate (APR)60.1% (4% /mo) Best64.78% (4.25% /mo) 60.1% (4% /mo) Best
Nominal APR48% Best51% 48% Best
Grace period56 days 57 days Best56 days
First year freeNo No No
Annual feeEGP 500 BestEGP 650 EGP 500 Best
Fee waivableNo No No
Issuance feeEGP 500 BestEGP 650 EGP 500 Best
Late payment feeEGP 150 EGP 0 BestEGP 75
Over-limit feeEGP 150 EGP 75 Best
Supplementary card fee/yrEGP 300 (first 2 free) first 4 free EGP 300
Foreign txn fee4% 5% 3% Best
Min payment (%)5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective)60.1% (4% /mo) Best64.78% (4.25% /mo) 60.1% (4% /mo) Best
Cash advance APR (nominal)48% Best51% 48% Best
Domestic cash advance fee2% (min EGP 25) EGP 25 2% (min EGP 15)
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad4% (min EGP 100) EGP 50 3% (min EGP 50)
Rewards & benefits
Lounge accessYes Yes Yes
InstallmentsNo No Yes
Travel insuranceNo No No
Purchase protectionNo Yes No
CashbackNo No No
Rewards pointsYes No Yes
Points per EGP2 3 Best
Free lounge visits/yr 6
Installment months 36
Eligibility
Min salaryEGP 5,000
Min monthly incomeEGP 5,000
Min age21 21 21
Max age65 65 65
Approved employerYes Yes Yes
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