Market Today 18 Aug 2026
Credit cards

Compare Credit cards

Housing and Development Bank HDB Classic Mastercard Credit Card Housing and Development Bank
BANQUE MISR Banque Misr Platinum Mastercard Credit Card BANQUE MISR
Card & limits
NetworkMastercard Mastercard
TierPlatinum Platinum
ContactlessYes Yes
Apple PayNo No
Google PayNo No
Credit limitEGP 50,000 – EGP 1,000,000 EGP 25,000 – EGP 100,000
Purchase limit abroad (POS)EGP 3,500 EGP 300,000 Best
Cash withdrawal limit abroadEGP 30 EGP 3,000 Best
Monthly intl. online limit (from Egypt) EGP 400,000
Interest & fees
Effective annual rate (APR)60.1% (4% /mo) 60.1% (4% /mo)
Nominal APR48% 48%
Grace period56 days 56 days
First year freeNo No
Annual feeEGP 500 EGP 500
Fee waivableNo No
Issuance feeEGP 500 EGP 500
Late payment feeEGP 150 EGP 75 Best
Over-limit feeEGP 150 EGP 75 Best
Supplementary card fee/yrEGP 300 (first 2 free) EGP 300
Foreign txn fee4% 3% Best
Min payment (%)5% 5%
Min payment (fixed)EGP 100 EGP 100
Cash advance
Cash advance APR (effective)60.1% (4% /mo) 60.1% (4% /mo)
Cash advance APR (nominal)48% 48%
Domestic cash advance fee2% (min EGP 25) 2% (min EGP 15)
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad4% (min EGP 100) 3% (min EGP 50) Best
Rewards & benefits
Lounge accessYes Yes
InstallmentsNo Yes
Travel insuranceNo No
Purchase protectionNo No
CashbackNo No
Rewards pointsYes Yes
Points per EGP2 3 Best
Installment months 36
Eligibility
Min salaryEGP 5,000
Min monthly incomeEGP 5,000
Min age21 21
Max age65 65
Approved employerYes Yes
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