NBE Platinum Mastercard Credit Card National Bank of Egypt | NBE Platinum Visa Credit Card National Bank of Egypt | |
|---|---|---|
| Card & limits | ||
| Network | Mastercard | Visa |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | Up to EGP 250,000 | Up to EGP 250,000 |
| Purchase limit abroad (POS) | EGP 250,000 | EGP 250,000 |
| Cash withdrawal limit abroad | EGP 11,250 | EGP 11,250 |
| Monthly intl. online limit (from Egypt) | EGP 50,000 | EGP 100,000 Best |
| Interest & fees | ||
| Effective annual rate (APR) | 51.11% (3.5% /mo) | 51.11% (3.5% /mo) |
| Nominal APR | 42% | 42% |
| Installment interest | 95% | 95% |
| Grace period | 57 days | 57 days |
| First year free | No | No |
| Annual fee | EGP 500 | EGP 500 |
| Fee waivable | No | No |
| Issuance fee | EGP 500 | EGP 500 |
| Late payment fee | EGP 75 | EGP 75 |
| Over-limit fee | EGP 75 | EGP 75 |
| Supplementary card fee/yr | EGP 250 (first 2 free) | EGP 250 (first 2 free) |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance | ||
| Cash advance APR (effective) | 51.11% (3.5% /mo) | 51.11% (3.5% /mo) |
| Cash advance APR (nominal) | 42% | 42% |
| Domestic cash advance fee | 2% (min EGP 20) | 2% (min EGP 20) |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 3% (min EGP 100) | 3% (min EGP 100) |
| Rewards & benefits | ||
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | Yes | Yes |
| Purchase protection | Yes | Yes |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | نقاط الأهلي للمكافات | نقاط الأهلي للمكافات |
| Points per EGP | 1.5 Best | 1 |
| Points expiry | 12 mo | 12 mo |
| Signup bonus | نقطة لكل جنيه | نقطة لكل جنيه |
| Free lounge visits/yr | 8 Best | 6 |
| Installment months | 36 | 36 |
| Eligibility | ||
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |