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 NBE Platinum Mastercard Credit Card National Bank of Egypt | NBE Platinum Visa Credit Card National Bank of Egypt |  platinum credit card MID BANK | |
|---|---|---|---|
| Card & limits | |||
| Network | Mastercard | Visa | Visa |
| Tier | Platinum | Platinum | Platinum |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | Up to EGP 250,000 | Up to EGP 250,000 | EGP 50,000 – EGP 249,999 |
| Purchase limit abroad (POS) | EGP 250,000 | EGP 250,000 | EGP 250,000 |
| Cash withdrawal limit abroad | EGP 11,250 Best | EGP 11,250 Best | EGP 1,600 |
| Monthly intl. online limit (from Egypt) | EGP 50,000 | EGP 100,000 Best | — |
| Interest & fees | |||
| Effective annual rate (APR) | 51.11% (3.5% /mo) Best | 51.11% (3.5% /mo) Best | 58.27% (3.9% /mo) |
| Nominal APR | 42% Best | 42% Best | 46.8% |
| Installment interest | 95% | 95% | — |
| Grace period | 57 days | 57 days | 58 days Best |
| First year free | No | No | No |
| Annual fee | EGP 500 Best | EGP 500 Best | EGP 600 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 500 | EGP 500 | — |
| Late payment fee | EGP 75 | EGP 75 | — |
| Over-limit fee | EGP 75 | EGP 75 | — |
| Supplementary card fee/yr | EGP 250 (first 2 free) | EGP 250 (first 2 free) | — |
| Foreign txn fee | 3% | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | 51.11% (3.5% /mo) Best | 51.11% (3.5% /mo) Best | 58.27% (3.9% /mo) |
| Cash advance APR (nominal) | 42% Best | 42% Best | 46.8% |
| Domestic cash advance fee | 2% (min EGP 20) | 2% (min EGP 20) | EGP 30 |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 3% (min EGP 100) | 3% (min EGP 100) | EGP 50 |
| Rewards & benefits | |||
| Lounge access | Yes | Yes | No |
| Installments | Yes | Yes | Yes |
| Travel insurance | Yes | Yes | No |
| Purchase protection | Yes | Yes | No |
| Cashback | No | No | Yes |
| Cashback rate | — | — | 5% |
| Rewards points | Yes | Yes | No |
| Rewards program | نقاط الأهلي للمكافات | نقاط الأهلي للمكافات | — |
| Points per EGP | 1.5 Best | 1 | — |
| Points expiry | 12 mo | 12 mo | — |
| Signup bonus | نقطة لكل جنيه | نقطة لكل جنيه | — |
| Free lounge visits/yr | 8 Best | 6 | — |
| Installment months | 36 | 36 | 36 |
| Eligibility | |||
| Min age | 21 | 21 | — |
| Max age | 65 | 65 | — |
| Approved employer | No | No | No |