Market Today 18 Aug 2026
Credit cards

Compare Credit cards

National Bank of Egypt NBE World Elite Mastercard Credit Card National Bank of Egypt 4.5
BANQUE MISR World Elite Credit Card BANQUE MISR
Arab African International Bank AAIB World Elite Mastercard Credit Card Arab African International Bank 4.0
The Industrial Development Bank IDB World Elite Mastercard Credit Card The Industrial Development Bank 4.0
Card & limits
NetworkMastercard Mastercard Mastercard Mastercard
TierWorld Elite World Elite World Elite World Elite
ContactlessYes Yes Yes Yes
Apple PayNo No No No
Google PayNo No No No
Credit limitEGP 1,500,000 – EGP 3,000,000 EGP 300,000 – EGP 1,500,000 EGP 250,000 – EGP 5,000,000 EGP 250,000 – EGP 1,000,000
Purchase limit abroad (POS)EGP 500,000 BestEGP 500,000 BestEGP 490,000
Cash withdrawal limit abroadEGP 11,250 BestEGP 6,000 EGP 10,000
Monthly intl. online limit (from Egypt)EGP 50,000 EGP 800,000 BestEGP 200,000
Interest & fees
Effective annual rate (APR)51.11% (3.5% /mo) 60.1% (4% /mo) 60.1% (4% /mo) 34.49% (2.5% /mo) Best
Nominal APR42% 48% 48% 30% Best
Installment interest95% Best 95%
Grace period57 days Best56 days 55 days 57 days Best
First year freeNo No No No
Annual feeEGP 8,000 EGP 8,000 EGP 6,000 BestEGP 8,000
Fee waivableNo No No No
Issuance feeEGP 8,000 EGP 8,000 EGP 6,000 BestEGP 8,000
Late payment feeEGP 75 BestEGP 75 BestEGP 150
Over-limit feeEGP 75 BestEGP 75 BestEGP 150
Supplementary card fee/yrEGP 1,000 EGP 1,000 EGP 6,000
Foreign txn fee3% Best3% Best5%
Min payment (%)5% 5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective)51.11% (3.5% /mo) Best60.1% (4% /mo) 60.1% (4% /mo)
Cash advance APR (nominal)42% Best48% 48%
Domestic cash advance fee2% (min EGP 20) Best2% (min EGP 15) Best3% (min EGP 40)
Cash advance limitUp to 100% of the credit limit in cash BestUp to 100% of the credit limit in cash BestUp to 90% of the credit limit in cash
Cash advance fee abroad3% (min EGP 100) 3% (min EGP 50) 3% (min EGP 50)
Rewards & benefits
Lounge accessYes Yes Yes Yes
InstallmentsYes Yes Yes Yes
Travel insuranceYes No Yes No
Purchase protectionYes No Yes No
CashbackNo No No No
Rewards pointsYes Yes Yes Yes
Rewards programنقاط الأهلي للمكافات برنامج المكافآت
Points per EGP2 3.5 Best2.5
Points expiry12 mo
Signup bonusنقطة لكل جنيه 2.5 نقطة لكل جنيه
Free lounge visits/yr 10
Installment months36 60 60
Eligibility
Min salary EGP 10,000
Min monthly income EGP 10,000
Min age21 21 21
Max age65 65 65
Approved employerNo No No No
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