ABE Classic Visa Credit Card Agricultural Bank of Egypt | United Bank Classic Visa Credit Card the united bank | CIB Classic Mastercard Credit Card البنك التجاري الدولي-CIB | |
|---|---|---|---|
| Card & limits | |||
| Network | Visa | Visa | Mastercard |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 40,000 – EGP 1,000,000 | EGP 1,000 – EGP 25,000 | Up to EGP 500,000 |
| Purchase limit abroad (POS) | EGP 100,000 | EGP 100,000 | — |
| Cash withdrawal limit abroad | EGP 10,000 Best | EGP 2,500 | — |
| Monthly intl. online limit (from Egypt) | EGP 100,000 | — | — |
| Interest & fees | |||
| Effective annual rate (APR) | 42.58% (3% /mo) | 38.16% (2.73% /mo) | 37.19% (2.67% /mo) Best |
| Nominal APR | 36% | 32.76% | 32.04% Best |
| Installment interest | 95% | — | — |
| Grace period | 57 days Best | 55 days | 40 days |
| First year free | No | No | No |
| Annual fee | EGP 350 | EGP 0 Best | EGP 0 Best |
| Fee waivable | No | No | Yes |
| Issuance fee | EGP 350 | — | Free issuance Best |
| Late payment fee | EGP 150 | — | — |
| Over-limit fee | EGP 150 | — | — |
| Supplementary card fee/yr | EGP 350 (first 2 free) | — | — |
| Foreign txn fee | 3% | — | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | 42.58% (3% /mo) | — | — |
| Cash advance APR (nominal) | 36% | — | — |
| Domestic cash advance fee | 3% (min EGP 5) | — | — |
| Cash advance limit | Up to 90% of the credit limit in cash | — | — |
| Cash advance fee abroad | 10% (min EGP 60) | — | — |
| Rewards & benefits | |||
| Lounge access | Yes | No | No |
| Installments | Yes | No | Yes |
| Travel insurance | Yes | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | No | Yes | Yes |
| Installment months | 36 | — | — |
| Eligibility | |||
| Min monthly income | — | EGP 1,500 | — |
| Min age | 21 | — | — |
| Max age | 65 | — | — |
| Approved employer | No | No | No |