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 FAB Platinum Cashback Mastercard Credit Card FABMISR |  AWB Platinum Visa Credit Card Attijariwafa bank Egypt |  HSBC Platinum Visa Credit Card HSBC EGYPT | |
|---|---|---|---|
| Card & limits | |||
| Network | Mastercard | Visa | Visa |
| Tier | Platinum | Platinum | Platinum |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 40,000 | EGP 30,000 – EGP 1,000,000 | EGP 10,000 – EGP 160,000 |
| Purchase limit abroad (POS) | EGP 6,000 | — | — |
| Cash withdrawal limit abroad | EGP 100 | — | — |
| Monthly intl. online limit (from Egypt) | EGP 30,000 | — | — |
| Interest & fees | |||
| Effective annual rate (APR) | 67.46% (4.39% /mo) Best | 67.65% (4.4% /mo) | 68.04% (4.42% /mo) |
| Nominal APR | 52.68% Best | 52.8% | 53.04% |
| Installment interest | 4.39% | — | — |
| Grace period | 55 days | 25 days | 56 days Best |
| First year free | No | No | No |
| Annual fee | EGP 750 | EGP 500 | EGP 0 Best |
| Fee waivable | No | Yes | No |
| Issuance fee | EGP 750 | EGP 500 Best | — |
| Late payment fee | EGP 250 | EGP 150 Best | — |
| Over-limit fee | EGP 200 | EGP 75 Best | — |
| Supplementary card fee/yr | EGP 400 (first 4 free) | EGP 500 | — |
| Foreign txn fee | 3% | — | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | 67.57% (4.4% /mo) | — | — |
| Cash advance APR (nominal) | 52.75% | — | — |
| Domestic cash advance fee | 8% (min EGP 80) | EGP 35 | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — | — |
| Cash advance fee abroad | 10% (min EGP 100) | EGP 80 | — |
| Rewards & benefits | |||
| Lounge access | Yes | No | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | Yes | No | No |
| Purchase protection | Yes | Yes | No |
| Cashback | Yes | No | No |
| Cashback rate | 2% | — | — |
| Rewards points | Yes | Yes | Yes |
| Rewards program | إيميرالد | — | — |
| Points per EGP | 0.5 Best | — | 0.2 |
| Signup bonus | نقطة لكل جنيه | — | — |
| Installment months | 36 | — | — |
| Eligibility | |||
| Min age | 21 | — | — |
| Max age | 65 | — | — |
| Approved employer | No | No | No |