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 FAB Classic Mastercard Credit Card FABMISR |  HSBC Classic Cashback Visa Credit Card HSBC EGYPT |  QNB Classic Visa Credit Card QNB EGYPT | |
|---|---|---|---|
| Card & limits | |||
| Network | Mastercard | Visa | Visa |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 3,000 – EGP 4,999 | EGP 3,000 – EGP 20,000 | EGP 70,000 – EGP 200,000 |
| Purchase limit abroad (POS) | EGP 2,500 | — | — |
| Cash withdrawal limit abroad | EGP 100 | — | — |
| Monthly intl. online limit (from Egypt) | EGP 30,000 | — | — |
| Interest & fees | |||
| Effective annual rate (APR) | 67.46% (4.39% /mo) | 68.04% (4.42% /mo) | 66.69% (4.35% /mo) Best |
| Nominal APR | 52.68% | 53.04% | 52.2% Best |
| Installment interest | 4.39% | — | — |
| Grace period | 55 days | 56 days | 57 days Best |
| First year free | No | No | No |
| Annual fee | EGP 250 | EGP 0 Best | EGP 3,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 250 Best | — | EGP 3,000 |
| Late payment fee | EGP 250 | — | — |
| Over-limit fee | EGP 200 | — | — |
| Supplementary card fee/yr | EGP 250 (first 4 free) | — | — |
| Foreign txn fee | 3% | — | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | 67.46% (4.39% /mo) | — | — |
| Cash advance APR (nominal) | 52.68% | — | — |
| Domestic cash advance fee | 8% (min EGP 80) | — | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — | — |
| Cash advance fee abroad | 10% (min EGP 100) | — | — |
| Rewards & benefits | |||
| Lounge access | No | Yes | No |
| Installments | Yes | Yes | Yes |
| Travel insurance | No | No | No |
| Purchase protection | Yes | No | No |
| Cashback | No | Yes | No |
| Rewards points | Yes | No | Yes |
| Rewards program | مكافآت أبوظبي الأول | — | — |
| Points per EGP | 1 | — | — |
| Signup bonus | نقطة لكل جنيه | — | — |
| Installment months | 36 | — | — |
| Eligibility | |||
| Approved employer | No | No | No |