FAB Classic Mastercard Credit Card FABMISR | FAB Classic Mastercard Credit Card FABMISR | HSBC Classic Cashback Visa Credit Card HSBC EGYPT | |
|---|---|---|---|
| Card & limits | |||
| Network | Mastercard | Mastercard | Visa |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 5,000 – EGP 39,999 | EGP 3,000 – EGP 4,999 | EGP 3,000 – EGP 20,000 |
| Purchase limit abroad (POS) | EGP 4,000 Best | EGP 2,500 | — |
| Cash withdrawal limit abroad | EGP 100 | EGP 100 | — |
| Monthly intl. online limit (from Egypt) | EGP 30,000 | EGP 30,000 | — |
| Interest & fees | |||
| Effective annual rate (APR) | 67.46% (4.39% /mo) Best | 67.46% (4.39% /mo) Best | 68.04% (4.42% /mo) |
| Nominal APR | 52.68% Best | 52.68% Best | 53.04% |
| Installment interest | 4.39% | 4.39% | — |
| Grace period | 55 days | 55 days | 56 days Best |
| First year free | No | No | No |
| Annual fee | EGP 450 | EGP 250 | EGP 0 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 450 | EGP 250 Best | — |
| Late payment fee | EGP 250 | EGP 250 | — |
| Over-limit fee | EGP 200 | EGP 200 | — |
| Supplementary card fee/yr | EGP 450 (first 4 free) | EGP 250 (first 4 free) | — |
| Foreign txn fee | 3% | 3% | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | 67.46% (4.39% /mo) | 67.46% (4.39% /mo) | — |
| Cash advance APR (nominal) | 52.68% | 52.68% | — |
| Domestic cash advance fee | 8% (min EGP 80) | 8% (min EGP 80) | — |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash Best | — |
| Cash advance fee abroad | 10% (min EGP 100) | 10% (min EGP 100) | — |
| Rewards & benefits | |||
| Lounge access | Yes | No | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | Yes | No | No |
| Purchase protection | Yes | Yes | No |
| Cashback | Yes | No | Yes |
| Cashback rate | 7% | — | — |
| Rewards points | Yes | Yes | No |
| Rewards program | برنامج مكافآت بنك أبوظبي الأول مصر - اكسبي | مكافآت أبوظبي الأول | — |
| Points per EGP | — | 1 | — |
| Signup bonus | — | نقطة لكل جنيه | — |
| Installment months | 60 | 36 | — |
| Eligibility | |||
| Min age | 21 | — | — |
| Max age | 65 | — | — |
| Approved employer | No | No | No |