Credit cards

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FABMISR FAB Classic Mastercard Credit Card FABMISR 3.5
HSBC EGYPT HSBC Classic Cashback Visa Credit Card HSBC EGYPT 4.3
QNB EGYPT QNB Classic Visa Credit Card QNB EGYPT 4.5
Card & limits
NetworkMastercard Visa Visa
TierClassic Classic Classic
ContactlessYes Yes Yes
Apple PayNo No No
Google PayNo No No
Credit limitEGP 5,000 – EGP 39,999 EGP 3,000 – EGP 20,000 EGP 70,000 – EGP 200,000
Purchase limit abroad (POS)EGP 4,000
Cash withdrawal limit abroadEGP 100
Monthly intl. online limit (from Egypt)EGP 30,000
Interest & fees
Effective annual rate (APR)67.46% (4.39% /mo) 68.04% (4.42% /mo) 66.69% (4.35% /mo) Best
Nominal APR52.68% 53.04% 52.2% Best
Installment interest4.39%
Grace period55 days 56 days 57 days Best
First year freeNo No No
Annual feeEGP 450 EGP 0 BestEGP 3,000
Fee waivableNo No No
Issuance feeEGP 450 Best EGP 3,000
Late payment feeEGP 250
Over-limit feeEGP 200
Supplementary card fee/yrEGP 450 (first 4 free)
Foreign txn fee3%
Min payment (%)5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective)67.46% (4.39% /mo)
Cash advance APR (nominal)52.68%
Domestic cash advance fee8% (min EGP 80)
Cash advance limitUp to 100% of the credit limit in cash
Cash advance fee abroad10% (min EGP 100)
Rewards & benefits
Lounge accessYes Yes No
InstallmentsYes Yes Yes
Travel insuranceYes No No
Purchase protectionYes No No
CashbackYes Yes No
Cashback rate7%
Rewards pointsYes No Yes
Rewards programبرنامج مكافآت بنك أبوظبي الأول مصر - اكسبي
Installment months60
Eligibility
Min age21
Max age65
Approved employerNo No No
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