FAB Platinum Mastercard Credit Card FABMISR | FAB Platinum Cashback Mastercard Credit Card FABMISR | |
|---|---|---|
| Card & limits | ||
| Network | Mastercard | Mastercard |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 5,000 – EGP 199,999 | EGP 40,000 |
| Purchase limit abroad (POS) | EGP 6,000 | EGP 6,000 |
| Cash withdrawal limit abroad | EGP 100 | EGP 100 |
| Monthly intl. online limit (from Egypt) | EGP 30,000 | EGP 30,000 |
| Interest & fees | ||
| Effective annual rate (APR) | 67.46% (4.39% /mo) | 67.46% (4.39% /mo) |
| Nominal APR | 52.68% | 52.68% |
| Installment interest | 4.39% | 4.39% |
| Grace period | 55 days | 55 days |
| First year free | No | No |
| Annual fee | EGP 650 Best | EGP 750 |
| Fee waivable | No | No |
| Issuance fee | EGP 650 Best | EGP 750 |
| Late payment fee | EGP 250 | EGP 250 |
| Over-limit fee | EGP 200 | EGP 200 |
| Supplementary card fee/yr | EGP 650 (first 3 free) | EGP 400 (first 4 free) |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance | ||
| Cash advance APR (effective) | 67.46% (4.39% /mo) Best | 67.57% (4.4% /mo) |
| Cash advance APR (nominal) | 52.68% Best | 52.75% |
| Domestic cash advance fee | 8% (min EGP 80) | 8% (min EGP 80) |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 10% (min EGP 100) | 10% (min EGP 100) |
| Rewards & benefits | ||
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | Yes | Yes |
| Purchase protection | Yes | Yes |
| Cashback | No | Yes |
| Cashback rate | — | 2% |
| Rewards points | Yes | Yes |
| Rewards program | مكافآت أبوظبي الأول | إيميرالد |
| Points per EGP | 1 Best | 0.5 |
| Signup bonus | نقطة لكل جنيه | نقطة لكل جنيه |
| Free lounge visits/yr | 25 | — |
| Installment months | 60 | 36 |
| Eligibility | ||
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |