Credit cards

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Arab African International Bank AAIB Gold Cashback Visa Credit Card Arab African International Bank 3.0
arab bank egypt Arab Bank Gold Visa Credit Card arab bank egypt 4.5
البنك التجاري الدولي-CIB CIB Gold Mastercard Credit Card البنك التجاري الدولي-CIB 4.0
Card & limits
NetworkVisa Visa Mastercard
TierGold Gold Gold
ContactlessYes Yes Yes
Apple PayYes No No
Google PayNo No No
Credit limitEGP 3,000 – EGP 25,000 EGP 3,000 – EGP 9,999 EGP 1,000 – EGP 20,000
Purchase limit abroad (POS)EGP 140,000
Cash withdrawal limit abroadEGP 10,000
Monthly intl. online limit (from Egypt)EGP 50,000
Interest & fees
Effective annual rate (APR)60.1% (4% /mo) 34.33% (2.49% /mo) Best59.92% (3.99% /mo)
Nominal APR48% 29.88% Best47.88%
Installment interest95%
Grace period55 days 57 days Best55 days
First year freeNo No No
Annual feeEGP 300 EGP 150 BestEGP 300
Fee waivableNo No No
Issuance feeEGP 300 EGP 300
Late payment feeEGP 150
Over-limit feeEGP 150
Supplementary card fee/yrEGP 300
Foreign txn fee3%
Min payment (%)5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective)60.1% (4% /mo)
Cash advance APR (nominal)48%
Domestic cash advance fee3% (min EGP 40) EGP 30 EGP 40
Cash advance limitUp to 90% of the credit limit in cash
Cash advance fee abroad3% (min EGP 50) EGP 20
Rewards & benefits
Lounge accessNo No No
InstallmentsYes No Yes
Travel insuranceYes No No
Purchase protectionYes No No
CashbackNo No No
Rewards pointsYes No Yes
Rewards programبرنامج المكافآت
Points per EGP2.5
Signup bonus2.5 نقطة لكل جنيه
Installment months60
Eligibility
Min salaryEGP 5,000
Min monthly incomeEGP 5,000
Min age21
Max age65
Approved employerNo No No
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