Market Today 18 Aug 2026
Credit cards

Compare Credit cards

Arab African International Bank AAIB World Elite Mastercard Credit Card Arab African International Bank 4.0
The Industrial Development Bank IDB World Elite Mastercard Credit Card The Industrial Development Bank 4.0
Card & limits
NetworkMastercard Mastercard
TierWorld Elite World Elite
ContactlessYes Yes
Apple PayNo No
Google PayNo No
Credit limitEGP 250,000 – EGP 5,000,000 EGP 250,000 – EGP 1,000,000
Purchase limit abroad (POS)EGP 490,000
Cash withdrawal limit abroadEGP 10,000
Monthly intl. online limit (from Egypt)EGP 200,000
Interest & fees
Effective annual rate (APR)60.1% (4% /mo) 34.49% (2.5% /mo) Best
Nominal APR48% 30% Best
Installment interest95%
Grace period55 days 57 days Best
First year freeNo No
Annual feeEGP 6,000 BestEGP 8,000
Fee waivableNo No
Issuance feeEGP 6,000 BestEGP 8,000
Late payment feeEGP 150
Over-limit feeEGP 150
Supplementary card fee/yrEGP 6,000
Foreign txn fee5%
Min payment (%)5% 5%
Min payment (fixed)EGP 100 EGP 100
Cash advance
Cash advance APR (effective)60.1% (4% /mo)
Cash advance APR (nominal)48%
Domestic cash advance fee3% (min EGP 40)
Cash advance limitUp to 90% of the credit limit in cash
Cash advance fee abroad3% (min EGP 50)
Rewards & benefits
Lounge accessYes Yes
InstallmentsYes Yes
Travel insuranceYes No
Purchase protectionYes No
CashbackNo No
Rewards pointsYes Yes
Rewards programبرنامج المكافآت
Points per EGP2.5
Signup bonus2.5 نقطة لكل جنيه
Free lounge visits/yr10
Installment months60
Eligibility
Min salaryEGP 10,000
Min monthly incomeEGP 10,000
Min age21
Max age65
Approved employerNo No
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