AIB Gold Visa Credit Card ARAB INTERNATIONAL BANK | AAIB Gold Cashback Visa Credit Card Arab African International Bank | |
|---|---|---|
| Card & limits | ||
| Network | Visa | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 5,000 – EGP 200,000 | EGP 3,000 – EGP 25,000 |
| Purchase limit abroad (POS) | EGP 100,000 | EGP 140,000 Best |
| Cash withdrawal limit abroad | EGP 8,000 | EGP 10,000 Best |
| Monthly intl. online limit (from Egypt) | — | EGP 50,000 |
| Interest & fees | ||
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Nominal APR | 48% | 48% |
| Installment interest | — | 95% |
| Grace period | 56 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 300 | EGP 300 |
| Fee waivable | No | No |
| Issuance fee | EGP 300 | EGP 300 |
| Late payment fee | — | EGP 150 |
| Over-limit fee | — | EGP 150 |
| Supplementary card fee/yr | — | EGP 300 |
| Foreign txn fee | 5% | 3% Best |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance | ||
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% | 48% |
| Domestic cash advance fee | EGP 50 | 3% (min EGP 40) |
| Cash advance limit | — | Up to 90% of the credit limit in cash |
| Cash advance fee abroad | EGP 50 | 3% (min EGP 50) |
| Rewards & benefits | ||
| Lounge access | No | No |
| Installments | No | Yes |
| Travel insurance | No | Yes |
| Purchase protection | No | Yes |
| Cashback | No | No |
| Rewards points | No | Yes |
| Rewards program | — | برنامج المكافآت |
| Points per EGP | — | 2.5 |
| Signup bonus | — | 2.5 نقطة لكل جنيه |
| Installment months | — | 60 |
| Eligibility | ||
| Min salary | — | EGP 5,000 |
| Min monthly income | — | EGP 5,000 |
| Min age | — | 21 |
| Max age | — | 65 |
| Approved employer | No | No |