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 QNB Classic Visa Credit Card QNB EGYPT | QNB Classic Visa Credit Card QNB EGYPT |  HSBC Classic Cashback Visa Credit Card HSBC EGYPT | |
|---|---|---|---|
| Card & limits | |||
| Network | Visa | Visa | Visa |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | Up to EGP 100,000 | EGP 70,000 – EGP 200,000 | EGP 3,000 – EGP 20,000 |
| Interest & fees | |||
| Effective annual rate (APR) | 66.69% (4.35% /mo) Best | 66.69% (4.35% /mo) Best | 68.04% (4.42% /mo) |
| Nominal APR | 52.2% Best | 52.2% Best | 53.04% |
| Grace period | 57 days Best | 57 days Best | 56 days |
| First year free | No | No | No |
| Annual fee | EGP 0 Best | EGP 3,000 | EGP 0 Best |
| Fee waivable | No | No | No |
| Issuance fee | — | EGP 3,000 | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Rewards & benefits | |||
| Lounge access | No | No | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | Yes |
| Rewards points | Yes | Yes | No |
| Rewards program | برنامج مكافآت Life من QNB | — | — |
| Eligibility | |||
| Approved employer | No | No | No |