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 United Bank Classic Mastercard Credit Card the united bank | United Bank Classic Visa Credit Card the united bank |  CIB Classic Mastercard Credit Card البنك التجاري الدولي-CIB | |
|---|---|---|---|
| Card & limits | |||
| Network | Mastercard | Visa | Mastercard |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 1,000 – EGP 25,000 | EGP 1,000 – EGP 25,000 | Up to EGP 500,000 |
| Purchase limit abroad (POS) | EGP 100,000 | EGP 100,000 | — |
| Cash withdrawal limit abroad | EGP 2,500 | EGP 2,500 | — |
| Interest & fees | |||
| Effective annual rate (APR) | 38.16% (2.73% /mo) | 38.16% (2.73% /mo) | 37.19% (2.67% /mo) Best |
| Nominal APR | 32.76% | 32.76% | 32.04% Best |
| Grace period | 55 days Best | 55 days Best | 40 days |
| First year free | No | No | No |
| Annual fee | EGP 0 | EGP 0 | EGP 0 |
| Fee waivable | No | No | Yes |
| Issuance fee | — | — | Free issuance |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Rewards & benefits | |||
| Lounge access | No | No | No |
| Installments | No | No | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | Yes |
| Eligibility | |||
| Min salary | EGP 1,500 | — | — |
| Min monthly income | — | EGP 1,500 | — |
| Approved employer | No | No | No |