CIB Titanium Mastercard Credit Card البنك التجاري الدولي-CIB | Titanium Mastercard The Industrial Development Bank | |
|---|---|---|
| Card & limits | ||
| Network | Mastercard | Mastercard |
| Tier | Titanium | Titanium |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 10,000 – EGP 150,000 | EGP 10,000 – EGP 49,999 |
| Purchase limit abroad (POS) | — | EGP 1,400 |
| Cash withdrawal limit abroad | — | EGP 0 |
| Interest & fees | ||
| Effective annual rate (APR) | 59.92% (3.99% /mo) Best | 60.1% (4% /mo) |
| Nominal APR | 47.88% Best | 48% |
| Installment interest | — | 4% |
| Grace period | 55 days | 57 days Best |
| First year free | No | No |
| Annual fee | EGP 450 | EGP 350 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 450 | EGP 350 Best |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance | ||
| Cash advance APR (effective) | — | 60.1% (4% /mo) |
| Cash advance APR (nominal) | — | 48% |
| Domestic cash advance fee | EGP 40 | — |
| Cash advance fee abroad | EGP 20 | EGP 0 |
| Rewards & benefits | ||
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Signup bonus | نقاط BONUS الترحيبية: 100,000 نقطة بقيمة 500 جنيه عند إنفاق 30,000 جنيه خلال أول 3 أشهر | — |
| Installment months | — | 60 |
| Eligibility | ||
| Approved employer | No | No |