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البنك التجاري الدولي-CIB CIB Titanium Mastercard Credit Card البنك التجاري الدولي-CIB 4.0
The Industrial Development Bank Titanium Mastercard The Industrial Development Bank 4.0
National Bank of Egypt NBE Titanium Mastercard Credit Card National Bank of Egypt 3.5
Card & limits
NetworkMastercard Mastercard Mastercard
TierTitanium Titanium Titanium
ContactlessYes Yes Yes
Apple PayNo No Yes
Google PayNo No No
Credit limitEGP 10,000 – EGP 150,000 EGP 10,000 – EGP 49,999 EGP 1,000 – EGP 49,999
Purchase limit abroad (POS) EGP 1,400 EGP 49,999 Best
Cash withdrawal limit abroad EGP 0 EGP 5,250 Best
Monthly intl. online limit (from Egypt) EGP 30,000
Interest & fees
Effective annual rate (APR)59.92% (3.99% /mo) 60.1% (4% /mo) 51.11% (3.5% /mo) Best
Nominal APR47.88% 48% 42% Best
Installment interest 4% Best95%
Grace period55 days 57 days Best55 days
First year freeNo No No
Annual feeEGP 450 EGP 350 EGP 250 Best
Fee waivableNo No No
Issuance feeEGP 450 EGP 350 EGP 250 Best
Late payment fee EGP 75
Over-limit fee EGP 75
Supplementary card fee/yr EGP 50 (first 1 free)
Foreign txn fee 3%
Min payment (%)5% 5% 5%
Min payment (fixed)EGP 100 EGP 100 EGP 100
Cash advance
Cash advance APR (effective) 60.1% (4% /mo) 51.11% (3.5% /mo) Best
Cash advance APR (nominal) 48% 42% Best
Domestic cash advance feeEGP 40 2% (min EGP 20)
Cash advance limit Up to 100% of the credit limit in cash
Cash advance fee abroadEGP 20 EGP 0 3% (min EGP 100)
Rewards & benefits
Lounge accessYes Yes Yes
InstallmentsYes Yes Yes
Travel insuranceNo No Yes
Purchase protectionNo No Yes
CashbackNo No No
Rewards pointsYes No Yes
Rewards program نقاط الأهلي للمكافات
Points per EGP 1
Points expiry 12 mo
Signup bonusنقاط BONUS الترحيبية: 100,000 نقطة بقيمة 500 جنيه عند إنفاق 30,000 جنيه خلال أول 3 أشهر نقطة لكل جنيه
Free lounge visits/yr 2
Installment months 60 36
Eligibility
Min age 21
Max age 65
Approved employerNo No No
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