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 Platinum Credit Card saib bank |  CIB Platinum Mastercard Credit Card البنك التجاري الدولي-CIB |  Mashreq Platinum Mastercard Credit Card Mashreq Egypt | |
|---|---|---|---|
| Card & limits | |||
| Network | Mastercard | Mastercard | Mastercard |
| Tier | Platinum | Platinum | Platinum |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | Yes | No | No |
| Credit limit | EGP 50,000 – EGP 50,000,000 | EGP 30,000 – EGP 500,000 | EGP 30,000 – EGP 500,000 |
| Interest & fees | |||
| Effective annual rate (APR) | 59.92% (3.99% /mo) | 59.92% (3.99% /mo) | 59.92% (3.99% /mo) |
| Nominal APR | 47.88% | 47.88% | 47.88% |
| Grace period | 58 days Best | 55 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 600 Best | EGP 700 | EGP 650 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 600 Best | EGP 700 | — |
| Late payment fee | EGP 150 | — | — |
| Over-limit fee | EGP 200 | — | — |
| Supplementary card fee/yr | EGP 400 | — | — |
| Foreign txn fee | 3% | — | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Cash advance APR (effective) | 59.92% (3.99% /mo) | — | 39.61% (2.82% /mo) Best |
| Cash advance APR (nominal) | 47.88% | — | 33.84% Best |
| Domestic cash advance fee | 7% (min EGP 70) | EGP 40 | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — | — |
| Cash advance fee abroad | 10% (min EGP 60) | EGP 20 | — |
| Rewards & benefits | |||
| Lounge access | Yes | Yes | Yes |
| Installments | Yes | Yes | Yes |
| Travel insurance | No | No | No |
| Purchase protection | Yes | No | No |
| Cashback | No | No | No |
| Rewards points | Yes | Yes | Yes |
| Rewards program | Pay with Rewards | — | — |
| Points per EGP | 0.9 | — | 1.5 Best |
| Signup bonus | — | نقاط BONUS الترحيبية: 150,000 نقطة بقيمة 750 جنيه عند إنفاق 60,000 جنيه خلال أول 3 أشهر | — |
| Free lounge visits/yr | 2 | — | — |
| Installment months | 36 | — | — |
| Eligibility | |||
| Min salary | EGP 5,000 | — | — |
| Min age | 21 | — | — |
| Max age | 65 | — | — |
| Approved employer | Yes | No | No |