EALB Gold Mastercard Credit Card Egyptian Arab Land Bank | BdC Gold Visa Credit Card banque du caire | AlexBank Gold Mastercard Credit Card Alex Bank | United Bank Gold Visa Credit Card the united bank | |
|---|---|---|---|---|
| Card & limits | ||||
| Network | Mastercard | Visa | Mastercard | Visa |
| Tier | Gold | Gold | Gold | Gold |
| Contactless | Yes | Yes | Yes | Yes |
| Apple Pay | No | No | No | No |
| Google Pay | No | No | No | No |
| Credit limit | — | EGP 5,000 – EGP 9,999 | EGP 10,000 – EGP 29,999 | EGP 25,000 – EGP 200,000 |
| Purchase limit abroad (POS) | — | EGP 100,000 | — | EGP 125,000 Best |
| Cash withdrawal limit abroad | — | EGP 3,500 Best | — | EGP 2,500 |
| Interest & fees | ||||
| Effective annual rate (APR) | 20.98% (1.6% /mo) Best | 65.73% (4.3% /mo) | 32.92% (2.4% /mo) | 38.16% (2.73% /mo) |
| Nominal APR | 19.2% Best | 51.6% | 28.8% | 32.76% |
| Grace period | 56 days Best | 55 days | 56 days Best | 55 days |
| First year free | No | No | No | No |
| Annual fee | EGP 50 | EGP 300 | EGP 400 | EGP 0 Best |
| Fee waivable | No | No | No | No |
| Min payment (%) | 5% | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | ||||
| Cash advance APR (effective) | — | 65.73% (4.3% /mo) | — | — |
| Cash advance APR (nominal) | — | 51.6% | — | — |
| Domestic cash advance fee | EGP 20 | — | — | — |
| Rewards & benefits | ||||
| Lounge access | No | No | No | No |
| Installments | No | Yes | No | No |
| Travel insurance | No | No | No | No |
| Purchase protection | No | No | No | No |
| Cashback | No | No | No | No |
| Rewards points | No | Yes | No | Yes |
| Rewards program | — | برنامج مكافآت بنك القاهرة عند استخدامك للب | — | — |
| Points per EGP | — | 1 | — | — |
| Signup bonus | — | الاستمتاع بـ 10,000 نقطة ترحيبية عند تنشيط البطاقة واستخدامها في المشتريات خلال 3 شهور من تاريخ الإصدار للمزيد من المعلومات عن برنامج القاهرة للمكافآت | — | — |
| Eligibility | ||||
| Min salary | — | EGP 5,000 | — | — |
| Min monthly income | — | EGP 5,000 Best | — | EGP 8,000 |
| Min age | — | 21 | — | — |
| Max age | — | 65 | — | — |
| Approved employer | No | Yes | No | No |