ABC Classic E-Commerce Visa Credit Card bank abc | Classic credit card Emirates NBD | CIB Classic Cashback Mastercard Credit Card البنك التجاري الدولي-CIB | |
|---|---|---|---|
| Card & limits | |||
| Network | Visa | Visa | Mastercard |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 500 – EGP 10,000 | — | — |
| Interest & fees | |||
| Effective annual rate (APR) | 69.59% (4.5% /mo) | — | 69.59% (4.5% /mo) |
| Nominal APR | 54% | — | 54% |
| Grace period | 53 days | 57 days Best | 40 days |
| First year free | No | No | No |
| Annual fee | EGP 0 Best | EGP 300 | EGP 600 |
| Fee waivable | No | No | No |
| Issuance fee | — | — | EGP 600 |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Domestic cash advance fee | — | — | EGP 40 |
| Cash advance fee abroad | — | — | EGP 20 |
| Rewards & benefits | |||
| Lounge access | No | No | No |
| Installments | No | No | No |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | No | Yes |
| Cashback rate | — | — | 20% |
| Rewards points | Yes | No | No |
| Rewards program | برنامج مكافآت ABC بلس+ | — | — |
| Signup bonus | — | — | مكافأة ترحيبية تصل إلى 2,000 جنيه رصيد talabat |
| Eligibility | |||
| Approved employer | No | No | No |