ABC Classic E-Commerce Visa Credit Card bank abc | Mashreq Classic Cashback Mastercard Credit Card Mashreq Egypt | CIB Classic Cashback Mastercard Credit Card البنك التجاري الدولي-CIB | |
|---|---|---|---|
| Card & limits | |||
| Network | Visa | Mastercard | Mastercard |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 500 – EGP 10,000 | EGP 10,000 – EGP 500,000 | — |
| Interest & fees | |||
| Effective annual rate (APR) | 69.59% (4.5% /mo) Best | 79.38% (4.99% /mo) | 69.59% (4.5% /mo) Best |
| Nominal APR | 54% Best | 59.88% | 54% Best |
| Grace period | 53 days | 55 days Best | 40 days |
| First year free | No | No | No |
| Annual fee | EGP 0 Best | EGP 400 | EGP 600 |
| Fee waivable | No | No | No |
| Issuance fee | — | EGP 500 Best | EGP 600 |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance | |||
| Domestic cash advance fee | — | — | EGP 40 |
| Cash advance fee abroad | — | — | EGP 20 |
| Rewards & benefits | |||
| Lounge access | No | No | No |
| Installments | No | Yes | No |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | Yes | Yes |
| Cashback rate | — | 5% | 20% Best |
| Rewards points | Yes | No | No |
| Rewards program | برنامج مكافآت ABC بلس+ | — | — |
| Signup bonus | — | — | مكافأة ترحيبية تصل إلى 2,000 جنيه رصيد talabat |
| Eligibility | |||
| Approved employer | No | No | No |