platinum credit card bank nxt | Platinum Credit Card saib bank | |
|---|---|---|
| Card & limits | ||
| Network | Visa | Mastercard |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | Yes |
| Credit limit | EGP 50,000 – EGP 1,000,000 | EGP 50,000 – EGP 50,000,000 |
| Purchase limit abroad (POS) | EGP 384,000 | — |
| Cash withdrawal limit abroad | EGP 2,400 | — |
| Interest & fees | ||
| Effective annual rate (APR) | 59.92% (3.99% /mo) | 59.92% (3.99% /mo) |
| Nominal APR | 47.88% | 47.88% |
| Grace period | 58 days | 58 days |
| First year free | No | No |
| Annual fee | EGP 700 | EGP 600 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 700 | EGP 600 Best |
| Late payment fee | EGP 150 | EGP 150 |
| Over-limit fee | EGP 200 | EGP 200 |
| Supplementary card fee/yr | EGP 250 | EGP 400 |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance | ||
| Cash advance APR (effective) | — | 59.92% (3.99% /mo) |
| Cash advance APR (nominal) | — | 47.88% |
| Domestic cash advance fee | EGP 60 | 7% (min EGP 70) |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | — | 10% (min EGP 60) |
| Rewards & benefits | ||
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | Yes | Yes |
| Cashback | No | No |
| Rewards points | No | Yes |
| Rewards program | — | Pay with Rewards |
| Points per EGP | — | 0.9 |
| Free lounge visits/yr | — | 2 |
| Installment months | 60 | 36 |
| Eligibility | ||
| Min salary | — | EGP 5,000 |
| Min age | 21 | 21 |
| Max age | — | 65 |
| Approved employer | No | Yes |