Market Today 18 Aug 2026
Credit cards

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bank nxt platinum credit card bank nxt
saib bank Platinum Credit Card saib bank
Card & limits
NetworkVisa Mastercard
TierPlatinum Platinum
ContactlessYes Yes
Apple PayNo No
Google PayNo Yes
Credit limitEGP 50,000 – EGP 1,000,000 EGP 50,000 – EGP 50,000,000
Purchase limit abroad (POS)EGP 384,000
Cash withdrawal limit abroadEGP 2,400
Interest & fees
Effective annual rate (APR)59.92% (3.99% /mo) 59.92% (3.99% /mo)
Nominal APR47.88% 47.88%
Grace period58 days 58 days
First year freeNo No
Annual feeEGP 700 EGP 600 Best
Fee waivableNo No
Issuance feeEGP 700 EGP 600 Best
Late payment feeEGP 150 EGP 150
Over-limit feeEGP 200 EGP 200
Supplementary card fee/yrEGP 250 EGP 400
Foreign txn fee 3%
Min payment (%)5% 5%
Min payment (fixed)EGP 100 EGP 100
Cash advance
Cash advance APR (effective) 59.92% (3.99% /mo)
Cash advance APR (nominal) 47.88%
Domestic cash advance feeEGP 60 7% (min EGP 70)
Cash advance limitUp to 100% of the credit limit in cash Up to 100% of the credit limit in cash
Cash advance fee abroad 10% (min EGP 60)
Rewards & benefits
Lounge accessYes Yes
InstallmentsYes Yes
Travel insuranceNo No
Purchase protectionYes Yes
CashbackNo No
Rewards pointsNo Yes
Rewards program Pay with Rewards
Points per EGP 0.9
Free lounge visits/yr 2
Installment months60 36
Eligibility
Min salary EGP 5,000
Min age21 21
Max age 65
Approved employerNo Yes
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